Albert: Budgeting and Banking 7.18.5

THE SIMPLE WAY TO BUDGET, BANK, SAVE, AND INVEST
Save and spend smarter when you manage your money with Albert. Manage your budget and spending across multiple accounts, track your subscriptions, get smart alerts to save more and spend less, save and invest automatically with Smart Money, get up to $250 in overdraft coverage, monitor your identity and credit score, and access our team of finance experts.

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Albert is not a bank. See disclosures below for more details.

KNOW WHERE YOUR MONEY’S GOING
- Manage your monthly budget
- Get personalized spending insights
- Track your bills and subscriptions
- See all of your accounts in one place

BANKING WITH GENIUS
- Overdraft up to $250
- Get paid up to 2 days early with direct deposit
- Earn cash back rewards

SAVE SMARTER
- Automatic saving
- Create and track your goals
- Earn cash bonuses

GUIDED INVESTING
- Invest automatically with just $1
- Buy stocks and ETFs
- Get a Portfolio by Genius

PROTECT YOUR MONEY
- Identity protection
- Credit score monitoring
- Real-time alerts on unusual activity

SECURITY
- Albert Cash and Albert Savings accounts are FDIC-insured. Should the member bank holding your balance fail, you'll be insured for up to $250,000 of your money in the account. Albert Investing accounts are not FDIC insured or bank guaranteed.
- Albert Securities is a Member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.

DISCLOSURES
Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Genius subscriptions cost $12.49/month billed yearly or $14.99/month billed monthly and renews until canceled. You’ll be charged 30 days after signing up. Cancel any time in the app.

With Instant overdraft coverage eligible members can overdraw their Albert Cash account for debit card purchases, ATM withdrawals, and transfers. Overdraft limits range from $25 to $250. Fast transfer fees may apply. Instant overdrafts require a Genius subscription and are subject to eligibility requirements and terms. Not all Genius subscribers qualify. Fast transfer, ATM and other fees may apply. See app for details.

Securities products and services offered to self-directed investors through Albert Securities LLC, Member FINRA/SIPC. Review albrt.co/disclosures for important disclosures. Advisory services offered through Albert Investments, LLC. Investments are risky: you could lose money, and past performance is no guarantee of future returns. See our Form ADV Part II and our Terms of Use at albert.com for more.

Credit score calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0.