Betterment Invest & Save Money 8.35.3 (Android 8.0+)

Invest and save better with Betterment. Investing apps are a dime a dozen, right? So, you might be wondering why you should download this investing app. It’s simple: Betterment is a robo advisor built to make investing and saving easy, with a personalized experience that fits your needs whether you’re an investor-in-training or a stock market guru. Invest and save your money for the things you want most, so you can live better. Join the 770,000+ people who entrust us with over $34 billion.

As an independent digital investment advisor and fiduciary, Betterment’s mission is to help you do what’s best for your money so you can live better. Get started in minutes with just $10 and no minimum balance. Keep track of your financial life across your short- and long-term savings goals with one easy-to-use app.

INVEST IN YOUR FUTURE
- Choose from a list of expert-built, curated portfolios of ETFs
- Go beyond your 401(k) with a traditional or Roth IRA
- Limit your tax impact with automated tax tools and strategies, like tax-loss harvesting and tax coordination between accounts

WE MAKE IT EASY
- Sign up in 3 minutes
- Start investing with a $10 min deposit
- No minimum balance

GROW YOUR CASH WITH 4.00% APY (as of 3/15/23)
- Cash Reserve secures your money during volatile times while earning a high yield (12x the national average)**
- FDIC insurance covers your money up to $2M ($4M for joint accounts) at our program banks – that’s 8x* what most banks offer

AUTOMATE YOUR FINANCES
- Set up recurring deposits on your preferred schedule
- Rebalance your portfolio and reinvest dividends automatically

PERSONALIZED
- Smart investing for your personal savings goals and all levels of experience.
- Customize your stock-and-bond risk level.
- Choose how your money will make an impact with Socially Responsible Investing options. Pick from our Broad, Social, or Climate Impact portfolios.
- Questions? We’ve got resources galore or ask our financial advisors!

KEEP MORE OF YOUR MONEY
- Invest with us for just $4/month, or pay an annual fee of 0.25% on your investing account balance when you:
- Have a total Betterment balance of $20,000 or more across any accounts you hold at Betterment, or
- Set up a recurring deposit(s) of $250/month or more into any account
- Upgrade to Premium for unlimited access to advisors at just .4% of your invested
assets, a fraction of the cost compared with traditional advisors
- These are CERTIFIED FINANCIAL PLANNER™ professionals, salaried never commissioned, for a significantly lower management fee

TURN LIFE GOALS INTO MONEY GOALS
- Save for that exercise bike, your next vacation, and more
- Use our projection tools to create a plan
- Calculate how to reach your target with our goal forecaster

SEE THE BIGGER PICTURE
- Get our all-in-one financial dashboard
- Connect outside accounts, see your net worth, and view your investment performance, all in one place

GET MORE WITH BETTERMENT
- Crypto Investing with diversified expert-built portfolios and in-depth resources
- Manage money for everyday spending with Checking
- Retirement planning with a 401(k) plan for your business

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*Standard insurance amount of $250,000 per depositor, per insured bank, is provided by the FDIC and subject to FDIC requirements.

**National average savings account interest rate is reported by the FDIC (as of 1/17/23) as the average annual percentage yield (APY) for savings accounts with deposits under $100,000.

Checking accounts and the Betterment Visa Debit Card provided and issued by nbkc bank, Member FDIC. Checking made available through Betterment Financial LLC. Neither Betterment Financial LLC, nor any of their affiliates, is a bank.