how does one develop a taste for the finer things?
for one, you consume things that are crafted well.
take this release, for example.
an effort of over hundreds of hours, our developers worked several weeks upgrading features and resolving bugs for it.
that's hundreds of hours spent perfecting what you'll soon experience.
so in a way, when you download this update, you won't just be experiencing CRED at its finest.
you will be building your taste as well.

The right app to pay your credit card bills online is here.

Use CRED Coins earned from paying your bills on CRED to win big prizes and unlock access to products at member-exclusive prices, it's that simple.

Check & track your credit score free with CRED. Download the CRED APP to check your credit & CIBIL score now
Payment reminders: get credit card bill payment reminders that ensure you never miss your due date and thus get on track to improve your credit score
Hidden charges: automatically detect hidden charges and get alerted on duplicate transactions in your credit card account
Win rewards: win exclusive rewards by using the CRED Coins earned from pay your bills
Manage multiple credit cards: make seamless payments from CRED app for all your credit cards
Pay your rent with a credit card: use CRED to make rent payments to your landlord or PG
Spend analysis: complete track of where you spent from your credit card with easy to read spend analysis charts
CRED Store: A wide range of products from popular brands at discounted rates

How to be a CRED member?
→ CRED is built for rewarding creditworthy individuals in India. To become a CRED member, you need a credit score of 750+
→ The process is simple → Download CRED → Fill your name, mobile number & email ID → Get a free credit score report
→ If your credit score is 750+, you will get a prompt to verify your credit card details
→ That's all, you can start paying your credit card bills and earn CRED coins with every payment

What is a credit score (cibil report) & what are the basics?
→ The credit score is calculated based on the data that is provided by the lending institutions (typically banks, NBFCs) to the bureaus (typically CRIF, Experian)
→ A credit score indicates your creditworthiness to potential lenders such as banks & mortgage lenders. It indicates how responsible you are likely to be in paying off your loans
→ Each credit score has a different scale: For example, CRIF has a range of 300-900 while Experian has a range of 300-850.
→ A score of 700+ on CRIF & Experian is considered to be good.
→ A higher credit score is an indicator of good financial behaviour.

How to monitor credit score using CRED?
→ Download the CRED app & signup using your full name and mobile number to get your first credit score result on CRED.
→ Keep making credit card bill payments on CRED to get CRED coins.
→ Use the CRED coins to refresh your credit score every month. Also, receive personalised insights that help you improve your credit score with time.

What all credit scores are shown on CRED?
There are 4 credit bureaus in India - Experian, Equifax, CRIF and CIBIL. CRED can showcase your CRIF, Experian and Equifax credit scores and helps track these credit scores individually.

What all credit cards are supported on CRED?
SBI, [THIS BANK NAME WAS REMOVED TO COMPLY WITH DMCA], Axis, Kotak, Standard chartered, American express, Yes bank, HSBC, IndusInd, RBL, Bank of Baroda, Kotak Mahindra, Bank of India plus all VISA, MasterCard, American Express and Discover credit cards.

Will using a credit card hurt my credit score?
As long as you make credit card bill payments within the "grace period" of 25-30 days, you don't have to pay extra. If you go longer, though, you'll have to pay interest. Defaulting on your credit card payments could negatively hurt your credit score, so make sure you make bill payments on time.

Will using CRED help improve my credit score?
→ CRED will help you make bill payments on time by reminding you on time. This will help you improve your credit score over time. This will help you improve your credit score like millions of other members.

Can you pay American Express card bills on CRED?
Yes, all American Express credit cards are supported for bill payments on CRED. You can make seamless payments for American Express cards.

See available downloads
A more recent upload may be available below!

This release comes in several variants (we currently have 2). Consult our handy FAQ to see which download is right for you.

June 19, 2021
Android 5.0+
160-640dpi APK
June 19, 2021
Android 5.0+
All Releases


Uploaded:June 1, 2023 at 6:22AM UTC

File size:45.48 MB



Uploaded:May 18, 2023 at 7:54PM UTC

File size:45.28 MB



Uploaded:May 1, 2023 at 5:28PM UTC

File size:45.18 MB



Uploaded:April 13, 2023 at 9:41AM UTC

File size:44.95 MB



Uploaded:April 10, 2023 at 1:15PM UTC

File size:44.49 MB



Uploaded:March 4, 2023 at 2:21AM UTC

File size:41.19 MB


CRED: Credit Card, Bills & UPI


Uploaded:March 2, 2023 at 2:38PM UTC

File size:104.78 MB


CRED: Credit Card, Bills & UPI


Uploaded:February 27, 2023 at 2:10PM UTC

File size:104.78 MB


CRED: Credit Card, Bills & UPI


Uploaded:February 22, 2023 at 8:43AM UTC

File size:104.74 MB


CRED: Credit Card, Bills & UPI


Uploaded:February 20, 2023 at 12:31PM UTC

File size:104.74 MB