Current: The Future of Banking 6.5.0

Current is the future of banking. Spend, save, and manage your money better with our mobile banking app and Visa debit card designed to make the most of what you've got.

Current is a financial technology company, not a bank. Banking services provided by Choice Financial Group; Member FDIC. Cryptocurrency services are not provided by Choice Financial Group, and cryptocurrency is not insured by or subject to the protections of the FDIC.

Join over 4 million members that trust Current & sign up today.

WITH CURRENT YOU CAN –

GET PAID: Payday comes up to 2 days faster with direct deposit.¹

SKIP THE FEES: Get fee-free overdraft & fee-free cash withdrawals from 40,000 Allpoint ATMs in the U.S.²   

SAVE: Earn up to 4.00% APY³ on your savings with Pods when you maintain a qualifying direct deposit. 

GET REWARDED: Get up to 7x the points and cash back on swipes.⁴

INVEST: Buy and sell crypto with no trading fees.

SPEND: Get a sleek Current card⁵, spending notifications and insights, and instant money transfers with Current Pay.

STAY SAFE: Get privacy controls to protect your information, and block your card in the app. 

GET HELP: 24/7 support & chat in the app. 

TEEN ACCOUNT BENEFITS

SAVE: Savings Pods teach teens to set savings goals.

SPEND: Get instant money transfers from parent to teen and set automated allowances.

BUDGET: Explore money management tools that help teens budget. 

STAY SAFE: Parental controls let you pause the card, set limits, and block merchants. 

No minimum requirement to open any account. Teen accounts must be linked to a parent’s account through the app. 

¹Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to timing of payer's submission of deposits.
²Out-of-network and International cash withdrawal fees apply. Additional third-party fees from the ATM owner may apply. Please refer to Overdrive Terms and Conditions. Learn more at cdn.current.com/choice_account_agreement.pdf
³The Annual Percentage Yield ("APY") for Current Interest is variable and may change at any time. The disclosed APY is effective as of January 18, 2023. Qualifying direct deposit of more than $200 required for 4.00% APY. No minimum balance required. Must have $0.01 in Savings Pods to earn Current Interest on up to $2000 in deposits per Savings Pod up to $6000 total. Please refer to Current Interest Terms and Conditions. current.com/lp/savings-with-interest
⁴Teen accounts do not earn points
⁵Banking services provided by and Visa® Debit Card issued by Choice Financial Group, Member FDIC, pursuant to a license from Visa U.S.A. Inc and can be used everywhere Visa debit cards are accepted. Banking services provided by Choice Financial Group, Member FDIC. Cryptocurrency services are not provided by Choice Financial Group, and cryptocurrency is not insured by or subject to the protections of the FDIC.

Cryptocurrency services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC, and may not be available in all states. Licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. Terms and conditions apply. When you buy or sell cryptocurrency, a difference between the current market price and the price you buy or sell that asset for is called a spread. However, unlike most other exchanges Current does not charge an additional trading fee. Cryptocurrency transactions are a form of investment, and all investments are subject to investment risks, including possible loss of the principal amount invested. Cryptocurrency is not insured by the FDIC or any other government-backed or third-party insurance. Your purchase of cryptocurrency is not a deposit or other obligation of, or guaranteed by, Choice Financial Group.

©2017-2023 and TM, NerdWallet, Inc. All Rights Reserved