CRED: UPI, Credit Cards, Bills 1.6.4.8

CRED is a members-only app for users with Experian, CRIF or any other credit score greater than our eligibility score that offers exclusive rewards for every credit card bill payment to members. CRED's credit card spend tracking and management features provide simple, yet powerful tools for its members to manage their credit card more efficiently.

In addition to curating exclusive rewards from top brands for it's members, CRED members get access to CRED Protect - an AI backed system that keeps track of every single nuance of a credit card payment journey - right from due date reminders, spend patterns and other card usage statistics.

How to apply for CRED membership?
CRED is only for a select few - You can apply for a membership by signing up with your full name and mobile number on the app. We check your credit score from credit bureau’s like CIBIL, Experian, CRIF, etc. If your credit score is above our eligibility score, you will be accepted as a member of CRED and will have access to a curated set of exclusive rewards and privileges that are members-only.

P.S. You will need a valid Indian phone number to enroll as a member of CRED