App: NiyoX
Version: 1.1.7 (134)
Languages: 80
Package: com.niyo.equitassavingsaccount
Downloads: 15
86.08 MB (90,265,385 bytes)
Min: Android 5.0 (Lollipop, API 21)
Target: Android 11 (API 30)
arm64-v8a + armeabi + armeabi-v7a + mips + mips64 + x86 + x86_64
nodpi
Permissions: 25Features: 10Libraries: 4
Uploaded July 4, 2022 at 2:30PM UTC by HoldTheDoor

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86.08 MB
A more recent upload may be available below!

What’s new

We’ve been listening to your feedback, and fixed a couple of things on this latest update- thanks for your help! We have also made sure to squash several bugs that hindered your smooth in-app experience. Go ahead and update your app for an improved experience.

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Got questions?
Join our Niyo Community where we can answer all your queries!

Tired of jumping through multiple loops to get something done at your local bank? Confused by financial lingo? NiyoX is here to decode banking for you with an intuitive, easy-to-use app and a 2-in-1 Savings + Wealth account. Opening your NiyoX digital savings account is fast, efficient, 100% paperless, and entirely online. We’re here to make banking simple, safe, and smart and put you in charge of your finances.

NiyoX 2-in-1 Savings + Wealth account is the perfect place to start if you’re looking to open a zero balance savings account. Why? With NiyoX you get the best interest rates on savings and free online fund transfers.

NiyoX offers the financial trinity: Add a touch of 007 to your finances with NiyoX!
- ₹0 Account maintenance charge
- 0% Commission on mutual fund investments
- 7% interest* p.a. on savings

How NiyoX puts the ‘X’ in neobanking:

* 2-in-1 Savings + Wealth Account
* Highest interest rate savings account
* Digital Salary Account gives cashback with every salary credit*
* Instant Virtual Debit Card on account opening
* Card locks and limits to control expenses via different payment channels (Online, Card swipe, ATM, International)
* ZERO forex markup card with Tap & Pay
* ‘Invest the Change’ lets you save while you spend, and invest your spare change
* Get Personal Loans quick & 100% digital (Beta Rollout)
- Tenure: 90 days - 36 months
- Interest rate: 16-36% p.a.
- Processing fee: 2.5-5% of loan amount with min. processing fee of ₹1000 + 18% GST

Example:
- Loan amount: ₹50,000
- Tenure: 12 months
- Interest rate: 22%
- EMI amount: ₹4,680
- Total interest payable: ₹6,160
- Processing fee (incl. GST): ₹1,475
- Disbursed amount: ₹48,525
- Total amount payable: ₹56,160
- Total cost loan: ₹7,635
NBFC Declaration: NiyoX acts as a platform for the NBFCs licensed by the RBI. The NBFC which uses our service is Hero FinCorp.

* Track Employees’ Provident Fund (EPF) balance with just your mobile number & OTP
* Exclusive onboarding deals and regular reward
* Wave feature to hide your account balance & keep it safe from prying eyes
* Niyo Community forum to get answers and share feedback
* 24x7 in-app suppor

How to open a NiyoX account?

Time: Less than 10 minutes
Documents: PAN, Aadhaar

Steps for opening savings account:
1. Download the NiyoX App
2. Enter your mobile number (linked to your Aadhaar)
3. Enter your PAN & Aadhaar number
4. Enter personal details
5. NiyoX account is ready!

Benefits of NiyoX Savings Bank Account:

* ₹0 Balance savings account
* 0% Commission on mutual fund investments
* Up to 7% interest* p.a. on savings
* Digital Salary Account with cashback for every salary credit*
* Auto-invest spare change with ‘Invest the Change’
* ₹5 lakhs insurance for your funds by DICGC, a subsidiary of RBI
* Choice of designs for a Platinum VISA Debit Card
* Earn Equinox reward points with every spend

Digital Banking Services with a human touch

Digitization has brought the entire world to our smartphones, so it’s only logical that your finances follow suit. Why should you go to a bank and wait in queues and fill out complicated paperwork when you can manage your finances on your smartphone? NiyoX solves this pain point for the modern consumer who wants everything at their disposal at a moment’s notice. NiyoX also gives you the best salary account that keeps giving back rewards each month--a true companion for all salaried Indians.

Although there is no physical branch, your money is always available to you and is kept secure in your Equitas Small Finance Bank account. We use strong encryption protocols to keep your funds safe. If you need help, we’re just a click away.

Terms and Conditions:
static.goniyo.com/legal/Terms_conditions.pdf

All versions
NiyoX - Digital Banking 1.1.13

Version:1.1.13

Uploaded:August 14, 2022 at 8:51AM UTC

File size:118.88 MB

Downloads:9

NiyoX - Digital Banking 1.1.11

Version:1.1.11

Uploaded:July 27, 2022 at 4:28AM UTC

File size:118.81 MB

Downloads:7

NiyoX - Digital Banking 1.1.10

Version:1.1.10

Uploaded:July 19, 2022 at 1:10PM UTC

File size:116.97 MB

Downloads:11

NiyoX - Digital Banking 1.1.9

Version:1.1.9

Uploaded:July 12, 2022 at 3:17PM UTC

File size:90.87 MB

Downloads:2

NiyoX - Digital Banking 1.1.7

Version:1.1.7

Uploaded:July 4, 2022 at 2:30PM UTC

File size:86.08 MB

Downloads:15

NiyoX - Digital Banking 1.1.6

Version:1.1.6

Uploaded:June 29, 2022 at 5:22AM UTC

File size:86.08 MB

Downloads:6

NiyoX - Digital Banking 1.1.5

Version:1.1.5

Uploaded:June 21, 2022 at 9:05AM UTC

File size:84.94 MB

Downloads:14

NiyoX - Digital Banking 1.1.4

Version:1.1.4

Uploaded:June 14, 2022 at 12:55AM UTC

File size:84.93 MB

Downloads:24

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