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What is Pay1 merchant?
Pay1 merchant is an app specially designed and developed to boost the businesses of the micro-retailers of India.

What does this app do?
This app provides retailers with income and growth opportunities. We have 20+ services on our app that the retailers can use, and you can give these services to your customers and increase your daily & monthly income by earning a commission on each of them. This will attract more customers to your store and also give you additional business opportunities.

Who can use this app?
This app is for all the micro-retailers right from Kiranawala, General stores, Mobile store, Stationery store to Pharmaceutical stores. Every retailer of India can use this and increase their earnings.

How to use the app?
To be a Pay1 retailer, you have to download the this and signup. Once logged into the account you can start availing services from Pay1 to be provided to your customers.

What benefits do retailers get?
- Retailers earn tokens and cashback on transacting with Pay1.
- Account & invoice management in the app itself.
- More services = more earnings.
- You will earn commissions on each and every transaction done through Pay1 app.
- More business growth as more customer footfall.
- Access to business and personal loans.

Services available in this app:
DMT: Provide easy and super-fast domestic and Indo- Nepal money transfer service in any bank using the Pay1 app.

UPI Payment - VPA/QR code: Now each Pay1 retailer can accept payments with QR code through UPI, quickly and seamlessly.

Bill payments: Do Utility bill payments for your customers efficiently and quickly of more than 10 companies, through your mobile and desktop.

Micro-ATM: Now your customers can swipe and withdraw cash through this service. Get yourself the Micro-ATM kit and convert your shop into an ATM.

mPOS: Accept cashless payments easily with this app. Accept payments through debit/credit cards and provide cash withdrawal and earn great commissions through the same.

AePS: Transform your shop into an ATM. Various banking services like cash withdrawal, cash deposit and balance enquiry are just a fingerprint away.

Loan: We facilitate loans to a borrower through our digital platform. All the loan requests are subject to approval.
Below are the details:
Principle amt range: Rs 2,000 to Rs 5,00,000.
Tenure: 6 months - 24 months
Maximum ARP (Annual Return Percertange) is up to 33%
Interest Rate: 12% - 30% flat P.A.
Processing Fees: 1.5% - 3%

For example, for a loan processed with a principal amount of Rs 50,000 payable in 12 months, you will have to pay interest of Rs 7,500 (15% P.A flat) & processing fee of Rs 1,180 (including 18% GST of the processing fee, which is Rs 180), the total amount due would be Rs 58,680.

Recharges: Mobile and DTH recharge are now available at the Pay1 app. This service gives retailers the opportunity to do recharges at the convenience of their shop and earn more, with uninterrupted service quality and fast transaction speed even during peak hours.

PAN Card: Retailers can carry out all the necessary procedure required for applying for a PAN Card on behalf of the customer and earn great commissions through the same.

Insurance: Through this service, the retailer can provide a number of insurances to their customers like Motor insurance, Mobile insurance, General insurance covering Cardiac, Cancer, Personal accident and term insurance.

Travel bookings: Pay1’s travel booking platform helps the retailers to provide their customers with travel and hotel booking services at a reasonable price. You can book Air tickets, train tickets through IRCTC portal, hotel bookings and tour packages easily and earn profitable commissions and double up your monthly earnings.

For more details please visit our website:
For any queries, call us at 022 42932288 or mail us at [email protected]

This release may come in several variants. Consult our handy FAQ to see which download is right for you.

193 APK
July 11, 2020
Android 5.0+
All Releases