SoFi is a one-stop shop for your finances, designed to help you Get Your Money Right®. Save, spend, earn, borrow and invest—all in one app.
Download the SoFi app to get started and win up to $1,000 in free stock!*
ONE CONVENIENT APP DOES IT ALL
Manage your money, invest and trade, check your rates and apply for loans. Do everything in one place.
EARN CASH REWARDS
When you save and spend with SoFi Money, you can earn high interest on all your cash—up to 0.25% APY**.
NO INVESTMENT ACCOUNT MINIMUMS
SoFi Invest lets you trade crypto, invest in stocks, ETFs, retirement funds and more with no commissions and no account minimums.
BORROW FOR SCHOOL, HOME IMPROVEMENT AND MORE
Simply apply and start saving with a SoFi loan. No hidden fees and no catch. Just serious savings.
GET YOUR MONEY RIGHT® WITH ZERO ACCOUNT FEES
Pay zero account fees with SoFi Money, which includes no annual, overdraft or other account fees***.
SMART MONEY MOVES EARN YOU POINTS
Reward points are redeemable for cash, fractional shares of stock, SoFi loan payments, and more.
NO-COST SPENDING AND BUDGETING TOOLS
Get complimentary credit score monitoring, spending breakdowns, financial insights, and more.
ACCESS MEMBER BENEFITS
Members get unlimited access to 1-on-1 financial and career planning at no additional cost.
Full disclosure can be found at the end of the Google Play Store screenshots. Swipe to view disclosure or visit sofi.com/legal.
Investment products: ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org).
Automated investing is offered through SoFi Wealth LLC, an SEC registered investment advisor.
Details at sofi.com/card/rewards.
*No purchase necessary. Probability of customer receiving $1,000 is 0.028%. See full terms and conditions at sofi.com/invest/clawpromotion/rules.
**As of 6/9/2020, accounts with recurring monthly deposits of $500 or more each month will earn interest at 0.25%. All other accounts will earn interest at 0.01%. Interest rates are variable and subject to change at our discretion at any time. Accounts opened prior to June 8, 2020, will continue to earn interest at 0.25% irrespective of deposit activity. SoFi’s Securities reserves the right to change this policy at our discretion at any time. Accounts which are eligible to earn interest at 0.25% (including accounts opened prior to June 8, 2020) will also be eligible to participate in the SoFi Money Cashback Rewards Program.
***We work hard to give you cash back rewards and charge no account fees. With that in mind, our interest rate and fee structure are subject to change at any time. See our terms and conditions at sofi.com/legal.
Personal loan fixed rates from 4.99% APR to 19.63% APR (with autopay). Loan terms are between 2-7 years. Payment example: If you take out a $30,000 loan with a 60-month term, a fixed APR of 10.08%, your monthly payment would be $638.59, with a total lifetime payment of $38,315.57. If SoFi is unable to offer you a loan but matches you for a loan with a participating bank, then your rate may be outside the range of rates listed above. Not all rates & amounts available in all states; sofi.com/eligibility for details. Interest rate caps may be lower in some states due to legal requirements & may impact your eligibility to qualify for a SoFi loan. SoFi rate ranges are current as of 8/11/21 & are subject to change. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. To learn more about the autopay discount see sofi.com/legal/#5
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