SoFi is a one-stop shop for your finances, designed to help you Get Your Money Right®. Save, spend, earn, borrow and invest—all in one app.
Download the SoFi app to get started and win up to $1,000 in free stock!*
ONE CONVENIENT APP DOES IT ALL
Manage your money, invest and trade, check your rates and apply for loans. Do everything in one place.
EARN HIGH INTEREST
When you save with SoFi Checking and Savings, you can earn high interest on your
balances—up to1.00% APY.**
NO INVESTMENT ACCOUNT MINIMUMS
SoFi Invest lets you trade crypto, invest in stocks, ETFs, retirement funds and more with no commissions and no account minimums.
BORROW FOR SCHOOL, HOME IMPROVEMENT AND MORE
Simply apply and start saving with a SoFi loan. No hidden fees and no catch. Just serious savings.
GET YOUR MONEY RIGHT® WITH ZERO ACCOUNT FEES
Pay zero account fees with SoFi Checkings and Savings, which includes no annual, overdraft or other account fees***.
SMART MONEY MOVES EARN YOU POINTS
Reward points are redeemable for cash, fractional shares of stock, SoFi loan payments, and more.
NO-COST SPENDING AND BUDGETING TOOLS
Get complimentary credit score monitoring, spending breakdowns, financial insights, and more.
ACCESS MEMBER BENEFITS
Members get unlimited access to 1-on-1 financial and career planning at no additional cost.
Full disclosure can be found at the end of the Google Play Store screenshots. Swipe to view disclosure or visit sofi.com/legal.
Investment products: ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE
No purchase necessary to enter or win. Visit SoFi.com/invest/250K-rules for further details. Ends 1/31/22. Void where prohibited by law. Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA(www.finra.org)/SIPC(www.sipc.org). Automated investing is offered through SoFi Wealth LLC, an SEC registered investment advisor.
Details at sofi.com/card/rewards.
*No purchase necessary. Probability of customer receiving $1,000 is 0.028%. See full terms and conditions at sofi.com/invest/clawpromotion/rules.
**SoFi Banking members with direct deposit can earn up to 1.00% annual percentage yield (APY) interest on the first $50,000 of their balances for their checking and savings accounts, plus the cumulative total of all Vault balances, for up to $150,000 total deposits. Balances over $50,000 in each category will earn 0.05% APY. Members without direct deposit will earn 0.25% APY on account balances. Interest rates are variable and subject to change at any time. Rate of 1.00% APY is current as of 2/23/2021. Additional information can be found at www.sofi.com/legal/banking-rate-sheet.
***We work hard to offer high interest and no account fees. With that in mind, our interest rate and fee structure are subject to change at any time. See our terms and conditions at sofi.com/legal.
Personal loan fixed rates from 4.99% APR to 19.63% APR (with autopay). Loan terms are between 2-7 years. Payment example: If you take out a $30,000 loan with a 60-month term, a fixed APR of 10.08%, your monthly payment would be $638.59, with a total lifetime payment of $38,315.57. If SoFi is unable to offer you a loan but matches you for a loan with a participating bank, then your rate may be outside the range of rates listed above. Not all rates & amounts available in all states; sofi.com/eligibility for details. Interest rate caps may be lower in some states due to legal requirements & may impact your eligibility to qualify for a SoFi loan. SoFi rate ranges are current as of 8/11/21 & are subject to change. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. To learn more about the autopay discount see sofi.com/legal/#5
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