Finance
(7,465 ratings)

- Improved reliability during check deposit on Android 11
- Added clarity around pending money movement activities
- Made setting up your direct deposit even easier
- Copy account and routing numbers to paste outside the app
We’re always working on new features and performance improvements. Keep auto-updates turned on to make sure you have the latest.

T-Mobile MONEY puts you and your money first with no minimum balances, no account fees, no overdraft fees, and over 55,000 no-fee ATMs worldwide with the Allpoint® ATM Network. Plus, when you set up direct deposit for your paycheck you can get paid up to 2 days early.⁺

Everyone earns 1.00% Annual Percentage Yield (APY) on all balances and T-Mobile wireless customers with qualifying service who deposit at least $200 a month can earn an industry-leading 4.00% APY* on checking account balances up to $3,000.

T-Mobile MONEY accounts are held at BankMobile, a division of Customers Bank.
All Rights Reserved. Member FDIC.

ADDING MONEY IS EASY
You can easily transfer money to and from your external accounts. Send a check, pay bills, or direct deposit some or all of your paycheck – all with just a few taps in your T-Mobile MONEY app. Plus, when you set up direct deposit for your paycheck you can get paid up to 2 days early.⁺

PAY THE WAY YOU WANT
Your T-Mobile MONEY account includes a debit card with EMV chip, plus it works with Google Pay and Samsung Pay.

STAY CONNECTED TO YOUR MONEY
Access your money anytime with the app and enjoy 24/7 customer support.

SAFE & SECURE
Prevent unauthorized account access with multi-factor authentication and log in with Fingerprint Scanner. Enable or disable your debit card remotely if it’s lost or stolen. Accounts are FDIC-insured up to $250,000. Plus, with Zero Liability Protection from Mastercard® you’re protected when fraud occurs.

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*How APY works and what it means for you: As a T-Mobile MONEY customer you earn 4.00% annual percentage yield (APY) on balances up to and including $3,000 in your Checking Account per month when: 1) you are enrolled in a qualifying T-Mobile postpaid wireless plan; 2) you have registered for perks with your T-Mobile ID; and 3) at least $200 in qualifying deposits have posted to your Checking Account before the last business day of the month. Deposits posting on or after the last business day of the month count toward the next month’s qualifying deposits. Promotional deposits are not eligible toward the $200 in deposits. If you meet this deposit requirement in a given month we will pay you this benefit in the subsequent month as an added value provided all other requirements are met. This added value is subject to change. Balances above $3,000 in the Checking Account earn 1.00% APY. The APY for this tier will range from 4.00% to 2.79% depending on the balance in the account (calculation based on a $5,000 average daily balance). Customers who do not qualify for the 4.00% APY will earn 1.00% APY on all Checking Account balances for any month(s) in which they do not meet the requirements listed above. APYs are accurate as of 12/3/2020, but may change at any time at our discretion. Fees may reduce earnings. For more information, see Account Disclosures / Terms and Conditions or go to our FAQs.

⁺ Subject to description and timing of the employer payroll-based direct deposit, we typically make funds available the business day received, which may be up to 2 days earlier than scheduled.

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This release may come in several variants. Consult our handy FAQ to see which download is right for you.

Variant
Arch
Version
DPI
1.4.5 APK
310322
January 20, 2021
universal
Android 6.0+
nodpi
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