True Balance is 100% safe and secure, lending & financial services platform, steering on the mission of ‘Finance For All” . True Balance has been trusted by over 75 million users across the country. Here, you may avail loan from ₹ 5,000 to ₹ 50,000 for a tenure of minimum 62 days to 90 days at low processing fee . The APR ranges from 60% to 154.8%.

For example:
For ₹10,000 borrowed for 90 days, with interest rate @5% per month*, a user would pay:
-> Processing fee (@ 3%) = ₹3,00 + GST (18%) 54= ₹354
-> Interest* = ₹1,500
-> EMI = ₹ 3,833
Total amount to be repaid = ₹11,854/- including Processing fee +GST
*Interest Rate may vary based on user’s risk profile

We facilitate cash loans from RBI licensed NBFC- True Credits Private Limited. Additionally, the app also enables its users to earn from home, do recharges and payments, book tickets, buy digi gold and much more from the licensed entities.
Features of Personal Loan which can be availed on the App through its licensed lending partner(s):

- 100% paperless and digital process on mobile
- 24x7 access to loan/money
- Low processing Fee, longer tenure and attractive interest rate
- Directly disbursed to your bank account
- Pan-India access
- Convenience of payment through various methods.
- Repay on time improves credit score and get access to higher amounts
- Repay Later option lets you pay part of the loan on the due date & extend repayment term multiple times

True Balance is a PPI license holder which provides an RBI Compliant Wallet and multiple payment options of Net banking, Credit Cards, Debit Cards and Gift cards and has also partnered with NBFCs for granting quick personal loans online.

A quick glance at other multiple services offered by True Balance App.


• Buy an Insurance to protect yourself, family, friends or neighbours, for any amount between Rs. 5 to Rs. 490/- .
• We provide Group Personal Accident, Life insurance, Mosquito Insurance, Biker Insurance, Daily commute Insurance & more in association with leading insurance companies.


Shopping made easy: Earn Cashback from any transaction amount.
Maximum benefit of upto 10,000/- per month can be availed

Train Booking

•Quick Book, save details of booking and directly book tickets without hassles and check PNR status with one click
●Check status of ticket with PNR number • Book IRCTC train ticket to get amazing Cashback,

Prepaid and Postpaid payment

• Recharge Prepaid/Postpaid for your customers and earn Cashback upto ₹ 5000 per month.
• Super-fast recharges of any amount between 10/- to 2595/- on network across 5 operators

DTH, Pipes Gas, Electricity, Water, LPG cylinder Bill Payment

• DTH recharge available for all 5 key operators. Earn Cashback, max utpo 1000 per month.
• 54 Electricity boards, 24 Piped Gas, 3 LPG cylinder and 30 Water billers
• Easy interface, cashbacks and fastest payments

Please note

• Get maximum Cashback benefits from completing full KYC .
• All Cashback can be used within the app and can’t be transferred in any forms.

App permissions & reasons:

• Location to let you know an appropriate plan as per the area/circle you are in.
• Contact to detect references and to auto fill data.
• SMS to verify Phone number for registration only transactional SMS.
• Camera is required for full KYC process
• Calendar to send due date reminders
• Phone to collect hardware model details, OS and version, network info and to avoid fraud by ensuring that unauthorised devices are not able to act.

Security and Privacy Policy:

We have a highly secured & encrypted system to ensure safety of information shared by our customers. To know more about our privacy policy, click

Contact us:
Drop-in your queries at
*T&C Apply

From version TrueBalance - Quick Online Personal Loan App 5.17.01:

What’s New?
★ User to be informed of a pre-approved loan range through SMS or Whatsapp when faced a KYC error.
★ The approved loan can be then availed on service resumption.
★ UI change on KYC screen.

★ LVL screen UI changes.

All versions
TrueBalance - Quick Online Personal Loan App 5.17.01


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