Nagad

Looking for your go-to app for smart and secure mobile transactions?

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Introducing Nagad App, the Digital Financial Service of Bangladesh Post Office, well-equipped to facilitate your everyday transactions such as P2P money transfers (Send Money), bank or card to mobile wallet transfers (Add Money), mobile recharge, utility bill payments, instant payments at your favorite online and offline stores, and more!
The interface and features are built for a smooth, hassle-free user experience. More amazing updates are on the way.

EASY & FAST ACCOUNT REGISTRATION
With your NID and the Nagad App, registration takes just 3 simple steps:
• Scan your NID and fill in required fields
• Take a selfie and add your digital signature
• Set a 4-digit PIN—and you’re ready

ADD MONEY ANYTIME FROM BANK/CARD
Besides Cash In at lakhs of nearby Uddokta Points, add money anytime, anywhere directly from your bank account or card using Nagad’s Add Money service.

DYNAMIC MOBILE RECHARGE
Recharge prepaid or pay postpaid bills for all major operators in seconds. Enjoy exclusive telco offers and purchase internet, voice, and bundle packs directly from the app.

LOWEST CASH OUT CHARGE
Known for cost efficiency, Nagad offers easy cash withdrawal from lakhs of Uddokta Points nationwide at minimal charges.

FREE SEND MONEY (P2P)*
Send money to anyone—Nagad user or not. Non-users can open an account within 24 hours to receive funds. Charges for your first five Send Money transactions each month are returned as cashback, as per updated terms*.

HASSLE-FREE BILL PAY
Skip long queues. Pay electricity, water, gas, internet, and other utility bills in under a minute from home.

PAY WITH PEACE FOR SHOPPING
Pay at stores by scanning QR codes or shop online using Nagad payment. Cashback and discounts may apply on eligible payments.

SMART SOLUTION FOR INSURANCE, EMI & DONATION
Buy insurance, pay premiums, clear EMIs, repay loans, or donate to charities—anytime, anywhere.

REMITTANCE
Expatriates can send money securely from hundreds of countries via authorized exchange houses directly to Nagad accounts. Recipients enjoy minimal Cash Out charges and may receive government incentives.

STIPENDS & ALLOWANCE
Nagad is a trusted platform for government stipends and social safety net allowances, ensuring fast disbursement and low withdrawal costs.

SMOOTHER TOLL & TICKETING
Pay tolls on highways and flyovers using RFID or QR. Purchase bus, train, and air tickets, book hotels, and access lifestyle services from the ‘Other Services’ section.

MORE FEATURES YOU’LL LOVE
• Bilingual App: Switch between Bangla & English
• No Hidden Costs: Transparent limits & charges
• One-Tap Balance Check
• Locate Nearby Stores
• Instant Statements with full transaction history
• Strong Security: PIN required for login and every transaction; no data shared with third parties

CARING YOUR VALUES
The Nagad App includes a Zakat Calculator for easy Nisab calculation. For Shariah-compliant users, Nagad Islamic offers a dedicated interface—activated by selecting “No” under I Want Profit. Explore Quran verses, Sahih Hadiths with translation and transliteration, Live Mecca & Medina, Islamic lifestyle content, and more.