Premium
Download CRED: UPI, Credit Cards, Bills 2.1.21.4 APK
Target: Android 10 (Q, API 29)
160, 480, 640dpi
What's new in CRED: UPI, Credit Cards, Bills 2.1.21.4
how does one develop a taste for the finer things?
for one, you consume things that are crafted well.
take this release, for example.
an effort of over hundreds of hours, our developers worked several weeks upgrading features and resolving bugs for it.
that's hundreds of hours spent perfecting what you'll soon experience.
so in a way, when you download this update, you won't just be experiencing CRED at its finest.
you will be building your taste as well.
About CRED: UPI, Credit Cards, Bills 2.1.21.4
The right app to pay your credit card bills online is here.
Premium
Use CRED Coins earned from paying your bills on CRED to win big prizes and unlock access to products at member-exclusive prices, it's that simple.
→ Check & track your credit score free with CRED. Download the CRED APP to check your credit & CIBIL score now
→ Payment reminders: get credit card bill payment reminders that ensure you never miss your due date and thus get on track to improve your credit score
→ Hidden charges: automatically detect hidden charges and get alerted on duplicate transactions in your credit card account
→ Win rewards: win exclusive rewards by using the CRED Coins earned from pay your bills
→ Manage multiple credit cards: make seamless payments from CRED app for all your credit cards
→ Pay your rent with a credit card: use CRED to make rent payments to your landlord or PG
→ Spend analysis: complete track of where you spent from your credit card with easy to read spend analysis charts
→ CRED Store: A wide range of products from popular brands at discounted rates
How to be a CRED member?
→ CRED is built for rewarding creditworthy individuals in India. To become a CRED member, you need a credit score of 750+
→ The process is simple → Download CRED → Fill your name, mobile number & email ID → Get a free credit score report
→ If your credit score is 750+, you will get a prompt to verify your credit card details
→ That's all, you can start paying your credit card bills and earn CRED coins with every payment
What is a credit score (cibil report) & what are the basics?
→ The credit score is calculated based on the data that is provided by the lending institutions (typically banks, NBFCs) to the bureaus (typically CRIF, Experian)
→ A credit score indicates your creditworthiness to potential lenders such as banks & mortgage lenders. It indicates how responsible you are likely to be in paying off your loans
→ Each credit score has a different scale: For example, CRIF has a range of 300-900 while Experian has a range of 300-850.
→ A score of 700+ on CRIF & Experian is considered to be good.
→ A higher credit score is an indicator of good financial behaviour.
How to monitor credit score using CRED?
→ Download the CRED app & signup using your full name and mobile number to get your first credit score result on CRED.
→ Keep making credit card bill payments on CRED to get CRED coins.
→ Use the CRED coins to refresh your credit score every month. Also, receive personalised insights that help you improve your credit score with time.
What all credit scores are shown on CRED?
There are 4 credit bureaus in India - Experian, Equifax, CRIF and CIBIL. CRED can showcase your CRIF, Experian and Equifax credit scores and helps track these credit scores individually.
What all credit cards are supported on CRED?
SBI, [THIS BANK NAME WAS REMOVED TO COMPLY WITH DMCA], Axis, Kotak, Standard chartered, American express, Yes bank, HSBC, IndusInd, RBL, Bank of Baroda, Kotak Mahindra, Bank of India plus all VISA, MasterCard, American Express and Discover credit cards.
Will using a credit card hurt my credit score?
As long as you make credit card bill payments within the "grace period" of 25-30 days, you don't have to pay extra. If you go longer, though, you'll have to pay interest. Defaulting on your credit card payments could negatively hurt your credit score, so make sure you make bill payments on time.
Will using CRED help improve my credit score?
→ CRED will help you make bill payments on time by reminding you on time. This will help you improve your credit score over time. This will help you improve your credit score like millions of other members.
Can you pay American Express card bills on CRED?
Yes, all American Express credit cards are supported for bill payments on CRED. You can make seamless payments for American Express cards.
CRED: UPI, Credit Cards, Bills 2.1.21.4 variants
This release comes in several variants (we currently have 2). Consult our handy FAQ to see which download is right for you.
Version:4.0.9.5(40009005) for Android 5.0+ (Lollipop, API 21)
Uploaded:August 1, 2023 at 4:29PM UTC
File size:99.71 MB
Downloads:123
Version:4.0.8.9(40008009) for Android 5.0+ (Lollipop, API 21)
Uploaded:July 25, 2023 at 5:51PM UTC
File size:97.6 MB
Downloads:29
Version:4.0.7.6(40007006) for Android 5.0+ (Lollipop, API 21)
Uploaded:July 6, 2023 at 5:24AM UTC
File size:96.58 MB
Downloads:44
Version:4.0.5.5(40005005) for Android 5.0+ (Lollipop, API 21)
Uploaded:June 21, 2023 at 7:22AM UTC
File size:98.26 MB
Downloads:35
Version:4.0.4.4(40004004) for Android 5.0+ (Lollipop, API 21)
Uploaded:June 1, 2023 at 6:22AM UTC
File size:96.59 MB
Downloads:50
Version:4.0.3.3(40003003) for Android 5.0+ (Lollipop, API 21)
Uploaded:May 18, 2023 at 7:54PM UTC
File size:99.52 MB
Downloads:32
Version:4.0.2.2(40002002) for Android 5.0+ (Lollipop, API 21)
Uploaded:May 1, 2023 at 5:28PM UTC
File size:99.52 MB
Downloads:46
Version:4.0.1.6(40001006) for Android 5.0+ (Lollipop, API 21)
Uploaded:April 13, 2023 at 9:41AM UTC
File size:99.07 MB
Downloads:39
Version:4.0.0.13(40000013) for Android 5.0+ (Lollipop, API 21)
Uploaded:April 9, 2023 at 5:02AM UTC
File size:94.16 MB
Downloads:65
Version:3.2.3.18(30203018) for Android 5.0+ (Lollipop, API 21)
Uploaded:March 4, 2023 at 2:21AM UTC
File size:93.3 MB
Downloads:101
Version:5.1.9.4
Uploaded:May 23, 2025 at 6:13AM UTC
File size:73.39 MB
Downloads:40
Version:5.1.5.10
Uploaded:May 10, 2025 at 5:45PM UTC
File size:72.38 MB
Downloads:86
Version:5.1.5.3
Uploaded:May 5, 2025 at 6:30AM UTC
File size:72.38 MB
Downloads:45
Version:5.1.2.0
Uploaded:April 19, 2025 at 7:56AM UTC
File size:72.13 MB
Downloads:165
Version:5.0.4.8
Uploaded:April 8, 2025 at 6:03PM UTC
File size:72.1 MB
Downloads:156
Version:5.0.3.7
Uploaded:March 18, 2025 at 6:25AM UTC
File size:71.48 MB
Downloads:243
Version:5.0.2.6
Uploaded:March 3, 2025 at 5:19AM UTC
File size:71.44 MB
Downloads:265
Version:5.0.0.6
Uploaded:February 19, 2025 at 10:47AM UTC
File size:71.21 MB
Downloads:187
Version:4.9.1.5
Uploaded:February 11, 2025 at 5:57AM UTC
File size:70.71 MB
Downloads:105
Version:4.9.0.9
Uploaded:February 5, 2025 at 5:14AM UTC
File size:71.54 MB
Downloads:54
