Premium
Download CRED: UPI, Credit Cards, Bills 3.1.1.5 APK
Target: Android 11 (API 30)
160, 480, 640dpi
What's new in CRED: UPI, Credit Cards, Bills 3.1.1.5
you are dumber than you think.
that's the one line summary of the Dunning-Kruger effect.
once aware of this bias, it's very likely that you will always doubt your instincts till you see actual evidence.
which is why we want to make it clear: with this release, we've removed bugs and made significant changes that perfect your CRED experience.
so if you feel like your experience has improved, give yourself some credit.
because in this case, your instincts aren't wrong.
About CRED: UPI, Credit Cards, Bills 3.1.1.5
CRED is the only credit card app you will ever need for all your bill payments. You can use our app to pay utility bills, credit card bills, monthly rent, and more. Not only this, check your credit score for free and improve it as well. Get 100% cashback on using the app. Use CRED coins to win exclusive rewards, amazing prizes, and offers.
Premium
Features Of The CRED Bill Payment App
✔ Pay Bills Easily: Pay all your bills, including your electricity bill, utility bill, credit card bill, and rent, online through the app within minutes.
✔ Check Credit Score: You can now check your credit score on our credit card app with just a few clicks and keep track of it. Use our app to improve your credit score and easily access your credit profile.
✔ Manage Credit Cards: Check your credit information on our app and manage all your credit cards in one place without downloading multiple credit card apps on your phone.
✔ View Hidden Charges: Automatically detect hidden charges & get alerted on duplicate transactions on the app.
✔ Get Spending Analysis: Keep track of where and how you use your credit card with an easy-to-read spending analysis chart for your use.
✔ Shop Online: CRED Members can save money and get offers, discounts, or cashback on shopping online with Myntra, Swiggy, and other sites.
✔ Earn Rewards: Get credit card offers and win rewards using our app with CRED Coins.
Why Choose The CRED Online Payment App?
❔ Check your bank balance & CIBIL score (Credit Score) and track your credit score report
❔ Refer the CRED app to your friends and earn cashback
❔ Checkout from your favourite brands with CRED pay and get discounts on using CRED coins
❔ Track your spending with interactive charts that allow easy visualization of where your money goes
❔ Easily pay and manage all utility bill repayments, credit card bills, house rent, education fees, electricity bills, mobile recharge, loan EMIs
❔ Get offers on select hotels on your travel bookings
❔ Get exciting discounts on brands like Myntra, Swiggy, Cult Live, etc.
Bills you can pay using the CRED bill payment app
Credit Card Bills: Pay bills for all your credit cards from one place, instantly.
Rent: Pay your house rent, maintenance, office rental, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Mobile recharge, mobile postpaid, DTH, broadband, landline, cable TV, etc.
Utility Billss: Electricity bills, LPG cylinder, piped gas, water bill, municipal tax, etc
Other Billss: Fastag recharge, insurance premium, loan repayment, etc.
What Is A Credit Score?
→ The CIBIL score is calculated based on the data that is provided by the lending institutions (typically banks, NBFCs) to the bureaus (typically CRIF, Experian)
→ Each credit score has a different scale
→ A higher credit score is an indicator of good financial behavior
How To Check And Monitor Credit Score Using CRED?
→ Signup on CRED with your full name & mobile number, get your first credit score result
→ Get CRED coins with each credit card bill payment
→ Use CRED coins to refresh your credit score every month
Credit Scores Shown On CRED
There are four credit bureaus in India - Experian, Equifax, CRIF & CIBIL. CRED can showcase your CRIF, Experian & Equifax credit scores and helps track these credit scores individually.
Credit Cards Supported on CRED
SBI, [THIS BANK NAME WAS REMOVED TO COMPLY WITH DMCA], [THIS BANK NAME WAS REMOVED TO COMPLY WITH DMCA], Axis, Kotak, Standard Chartered, Yes Bank, HSBC, IndusInd, RBL, Bank of Baroda, Kotak Mahindra, Bank of India, all VISA, MasterCard, American Express & Discover credit cards.
Lending Partners On CRED
IDFC First Bank Ltd, Credit Saison - Kisetsu Saison Finance (India) Private Ltd, Liquiloans - NDX P2P Private Ltd, Vivriti Capital Pvt Ltd.
Contact Us
Tell us how we can improve your experience on feedback@cred.club and we will make sure it happens.
Pay your bills, improve your credit score & earn rewards with CRED.
CRED: UPI, Credit Cards, Bills 3.1.1.5 variants
This release comes in several variants (we currently have 2). Consult our handy FAQ to see which download is right for you.
Version:4.0.9.5(40009005) for Android 5.0+ (Lollipop, API 21)
Uploaded:August 1, 2023 at 4:29PM UTC
File size:99.71 MB
Downloads:122
Version:4.0.8.9(40008009) for Android 5.0+ (Lollipop, API 21)
Uploaded:July 25, 2023 at 5:51PM UTC
File size:97.6 MB
Downloads:29
Version:4.0.7.6(40007006) for Android 5.0+ (Lollipop, API 21)
Uploaded:July 6, 2023 at 5:24AM UTC
File size:96.58 MB
Downloads:44
Version:4.0.5.5(40005005) for Android 5.0+ (Lollipop, API 21)
Uploaded:June 21, 2023 at 7:22AM UTC
File size:98.26 MB
Downloads:35
Version:4.0.4.4(40004004) for Android 5.0+ (Lollipop, API 21)
Uploaded:June 1, 2023 at 6:22AM UTC
File size:96.59 MB
Downloads:50
Version:4.0.3.3(40003003) for Android 5.0+ (Lollipop, API 21)
Uploaded:May 18, 2023 at 7:54PM UTC
File size:99.52 MB
Downloads:32
Version:4.0.2.2(40002002) for Android 5.0+ (Lollipop, API 21)
Uploaded:May 1, 2023 at 5:28PM UTC
File size:99.52 MB
Downloads:46
Version:4.0.1.6(40001006) for Android 5.0+ (Lollipop, API 21)
Uploaded:April 13, 2023 at 9:41AM UTC
File size:99.07 MB
Downloads:39
Version:4.0.0.13(40000013) for Android 5.0+ (Lollipop, API 21)
Uploaded:April 9, 2023 at 5:02AM UTC
File size:94.16 MB
Downloads:65
Version:3.2.3.18(30203018) for Android 5.0+ (Lollipop, API 21)
Uploaded:March 4, 2023 at 2:21AM UTC
File size:93.3 MB
Downloads:101
Version:5.1.5.10
Uploaded:May 10, 2025 at 5:45PM UTC
File size:72.38 MB
Downloads:44
Version:5.1.5.3
Uploaded:May 5, 2025 at 6:30AM UTC
File size:72.38 MB
Downloads:35
Version:5.1.2.0
Uploaded:April 19, 2025 at 7:56AM UTC
File size:72.13 MB
Downloads:155
Version:5.0.4.8
Uploaded:April 8, 2025 at 6:03PM UTC
File size:72.1 MB
Downloads:145
Version:5.0.3.7
Uploaded:March 18, 2025 at 6:25AM UTC
File size:71.48 MB
Downloads:235
Version:5.0.2.6
Uploaded:March 3, 2025 at 5:19AM UTC
File size:71.44 MB
Downloads:260
Version:5.0.0.6
Uploaded:February 19, 2025 at 10:47AM UTC
File size:71.21 MB
Downloads:175
Version:4.9.1.5
Uploaded:February 11, 2025 at 5:57AM UTC
File size:70.71 MB
Downloads:99
Version:4.9.0.9
Uploaded:February 5, 2025 at 5:14AM UTC
File size:71.54 MB
Downloads:49
Version:4.8.7.9
Uploaded:January 22, 2025 at 6:19AM UTC
File size:69.01 MB
Downloads:139
