Premium
Download CRED: UPI, Credit Cards, Bills 4.0.9.5 APK
Target: Android 12 (API 31)
160, 480, 640dpi
What's new in CRED: UPI, Credit Cards, Bills 4.0.9.5
This update ends rejection.
A type of rejection that only credit cards are subject to.
Because with this update, you can now link your RuPay credit card on CRED & make UPI payments on credit.
This means with CRED, your credit card is now accepted everywhere.
To buy anything.
So if you were relying on rejection to keep yourself grounded, we recommend you discover other methods.
But with power like this, it's hard to remain humble.
About CRED: UPI, Credit Cards, Bills 4.0.9.5
CRED is the only credit card app you will ever need for all your payments. You can use our app to scan & pay at stores or anyone via UPI, pay utility bills, credit card bills, monthly rent, & more. Not only this, check your credit score for free & improve it using the app. Get 100% cashback when using the app use CRED Coins to win exclusive rewards, amazing prizes, & offers.
Premium
Features Of CRED
✔ Pay via UPI: Scan & pay at merchants or pay anyone, no matter what app they're on with
✔ Pay Bills: Calculate, check & pay all your bills, including your electricity bill, utility bill, credit card bill, DTH bill mobile recharge, house & office rent, online. Get bill payment reminders & remember to pay your bills.
✔ Check Credit Score: You can now check your credit score on our app with just a few clicks & keep track of it. Get your credit report & improve your credit score
✔ Manage Credit Cards: Check all your credit information & manage all your credit cards without downloading multiple credit card apps.
✔ View Hidden Charges: Automatically detect hidden charges & get alerted on duplicate transactions.
✔ Get Spending Analysis: Keep track of where & how you use your credit card with an easy-to-read spending analysis chart.
✔ Shop Online: CRED Members can save money & get offers, discounts, or cashback on shopping online with Myntra, Swiggy, & other sites.
✔ Earn Rewards: Get credit card offers & win rewards with CRED Coins.
Why Choose The CRED Online Payment App?
-Pay bills for multiple credit cards with ease
-Scan & pay at merchants or pay anyone via CRED UPI. Earn rewards and cashback.
-Check your bank balance & CIBIL score (Credit Score) & track your credit score report
-Refer the CRED app to your friends & earn cashback
-Create & manage multiple accounts with instant payment options
-Track your spending with interactive charts
-Pay & manage all utility bill repayments, credit card bills, house rent, education fees, electricity bills, mobile recharge, loan EMIs
-Get exciting offers & discounts on brands like Myntra, Swiggy, Cult Live.
Bills You Can Pay Using The CRED Bill Payment App
Rent: Pay your house rent, maintenance, office rental, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Mobile recharge, mobile postpaid, DTH, broadband, landline, cable TV, etc.
Utility Bills: Electricity bills, LPG cylinder, piped gas, water bill, municipal tax, etc
Other Bills: Fastag recharge, insurance premium, loan repayment, etc.
What is Credit Score?
→ It doesn't matter if you have an SBI credit card, IDFC, [THIS BANK NAME WAS REMOVED TO COMPLY WITH DMCA] or [THIS BANK NAME WAS REMOVED TO COMPLY WITH DMCA] credit card; you can check your credit score on CRED
→ Each credit score has a different scale
→ A score of 700+ on CRIF & Experian is considered to be good
→ A higher credit score is an indicator of good financial behavior
How To Check & Monitor Credit Score Using CRED?
→ Signup CRED with your full name & mobile number, get your first credit score result
→ Refresh your credit score every month
Credit Scores Shown On CRED
There are four credit bureaus in India - Experian, Equifax, CRIF & CIBIL. CRED can showcase your CRIF, Experian & Equifax credit scores & helps track these credit scores.
Credit Cards Supported on CRED
SBI, [THIS BANK NAME WAS REMOVED TO COMPLY WITH DMCA], Axis, Kotak, Standard Chartered, Yes Bank, HSBC, IndusInd, RBL, Bank of Baroda, Kotak Mahindra, Bank of India, all VISA, MasterCard, American Express & Discover credit cards.
Lending Partners On CRED
IDFC First Bank Limited, Crédit Saison - Kisetsu Saison Finance (India) Private Limited, Liquiloans - NDX P2P Private Limited, Vivriti Capital Pvt Ltd, DBS Bank India Limited, Parfait Finance & Investments Pvt. Ltd.
Contact Us
Have things on your mind? Don't keep it to yourself. Contact us at feedback@cred.club.
Pay anyone via UPI, clear all your bills, improve your credit score & earn rewards with CRED. Download Now.
CRED: UPI, Credit Cards, Bills 4.0.9.5 variants
This release comes in several variants (we currently have 2). Consult our handy FAQ to see which download is right for you.
Version:4.0.9.5(40009005) for Android 5.0+ (Lollipop, API 21)
Uploaded:August 1, 2023 at 4:29PM UTC
File size:99.71 MB
Downloads:123
Version:4.0.8.9(40008009) for Android 5.0+ (Lollipop, API 21)
Uploaded:July 25, 2023 at 5:51PM UTC
File size:97.6 MB
Downloads:29
Version:4.0.7.6(40007006) for Android 5.0+ (Lollipop, API 21)
Uploaded:July 6, 2023 at 5:24AM UTC
File size:96.58 MB
Downloads:44
Version:4.0.5.5(40005005) for Android 5.0+ (Lollipop, API 21)
Uploaded:June 21, 2023 at 7:22AM UTC
File size:98.26 MB
Downloads:35
Version:4.0.4.4(40004004) for Android 5.0+ (Lollipop, API 21)
Uploaded:June 1, 2023 at 6:22AM UTC
File size:96.59 MB
Downloads:50
Version:4.0.3.3(40003003) for Android 5.0+ (Lollipop, API 21)
Uploaded:May 18, 2023 at 7:54PM UTC
File size:99.52 MB
Downloads:32
Version:4.0.2.2(40002002) for Android 5.0+ (Lollipop, API 21)
Uploaded:May 1, 2023 at 5:28PM UTC
File size:99.52 MB
Downloads:46
Version:4.0.1.6(40001006) for Android 5.0+ (Lollipop, API 21)
Uploaded:April 13, 2023 at 9:41AM UTC
File size:99.07 MB
Downloads:39
Version:4.0.0.13(40000013) for Android 5.0+ (Lollipop, API 21)
Uploaded:April 9, 2023 at 5:02AM UTC
File size:94.16 MB
Downloads:65
Version:3.2.3.18(30203018) for Android 5.0+ (Lollipop, API 21)
Uploaded:March 4, 2023 at 2:21AM UTC
File size:93.3 MB
Downloads:101
Version:5.1.9.4
Uploaded:May 23, 2025 at 6:13AM UTC
File size:73.39 MB
Downloads:14
Version:5.1.5.10
Uploaded:May 10, 2025 at 5:45PM UTC
File size:72.38 MB
Downloads:75
Version:5.1.5.3
Uploaded:May 5, 2025 at 6:30AM UTC
File size:72.38 MB
Downloads:43
Version:5.1.2.0
Uploaded:April 19, 2025 at 7:56AM UTC
File size:72.13 MB
Downloads:163
Version:5.0.4.8
Uploaded:April 8, 2025 at 6:03PM UTC
File size:72.1 MB
Downloads:155
Version:5.0.3.7
Uploaded:March 18, 2025 at 6:25AM UTC
File size:71.48 MB
Downloads:241
Version:5.0.2.6
Uploaded:March 3, 2025 at 5:19AM UTC
File size:71.44 MB
Downloads:261
Version:5.0.0.6
Uploaded:February 19, 2025 at 10:47AM UTC
File size:71.21 MB
Downloads:184
Version:4.9.1.5
Uploaded:February 11, 2025 at 5:57AM UTC
File size:70.71 MB
Downloads:104
Version:4.9.0.9
Uploaded:February 5, 2025 at 5:14AM UTC
File size:71.54 MB
Downloads:51
