Whether you have bank accounts, investment accounts, crypto accounts, or insurance policies, Finanzguru gives you complete control over your finances.

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Your Benefits

✅ All your bank accounts, investment accounts, and crypto accounts in one app
✅ Complete control over your income, expenses, contracts, and subscriptions
✅ Free contract reminders and cancellation at your fingertips
✅ Smart budgets for complete cost control
✅ Personalized savings opportunities and powerful analysis tools
✅ Personal advice on complex financial topics upon request
✅ Free to use—forever

All Your Accounts in One App

Do you have multiple bank accounts, investment accounts, crypto accounts, or insurance policies? It’s easy to lose track. With our finance app, you can link all your accounts easily and securely, giving you a complete overview of your finances in one convenient app.

Complete Control Over Your Income & Expenses

Is keeping a household budget to monitor your salary and spending too much work? Our statistics show you how much money you have left until your next payday. With our digital budgeting tool, saving money has never been easier. Effortlessly manage your finances in one app and start building an emergency fund to cover unexpected expenses. See your current spending at a glance. Finanzguru goes one step further by showing you which payments are likely to be due later this month.

Automatic Contract Detection

Using your bank transactions, our artificial intelligence automatically identifies your contracts and insurance policies and organizes them clearly in your digital contract folder. This makes it easy to find subscriptions you’re still paying for but no longer use.

Cancel for Free

Legally compliant cancellation of contracts and insurance policies has never been easier. Finanzguru has already found the provider’s address for you, and there’s no need to search for your customer number either. Simply confirm with a tap, and your cancellation is sent. Best of all, it’s completely free.

Helpful Spending Insights

Stay in complete control of your money at all times with the Analysis tab. Smart trends instantly show you how to optimize your spending habits and take your finances to the next level.

Finanzguru Plus – The Easiest Way to Make the Most of Your Money (Paid Premium Service)

Finanzguru Plus turns you into a true financial expert.

Your disposable-income overview shows you exactly how much money you can still spend before the end of the month. Set smart budgets and save real money every month. Helpful insights and notifications help you get even more out of your personal finances.

Insurance & Personalized Advice

The “Finanzguru Insurance Service” gives you a complete overview of all your policy details. Analyze your personal insurance needs. Finanzguru shows you which areas of your life are already well protected and where important coverage may still be missing. For more complex questions, a team of insurance experts is available to provide free, independent, and personalized advice.

Data Security

We comply with German banking security and data protection standards. We can never personally identify you. No one but you has access to your banking data, and only you can view it. All data is transmitted through a secure SSL connection. To learn more about our security and data protection measures, visit finanzguru.de/datenschutz.html. Our Terms and Conditions are available at finanzguru.de/agb.html.