Your Monzo account is instant spending notifications, stress-free traveling, easy budgeting and support from real people, whenever you need it.
**Always know how much money you have**
Get on top of your spending with instant notifications every time you pay for something, with a balance that updates immediately, not days later.
**Use your card anywhere**
Whether it's with your hot coral debit card, or Google Pay, Monzo works all around the world, and you don’t need to tell us when you're going.
**Spend for free**
We don’t charge fees for spending on your card, we don’t charge overdraft fees and we don’t mark up the exchange rate when you go abroad.
**Pay people in seconds**
Send and receive money free and instantly with other Monzo users, and say thanks with an emoji!
**Stay in control**
If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)
Money in your Monzo account is protected by FDIC, so you’re insured up to $250,000, and our anti-fraud systems make sure your money is safe, without adding friction for you.
The Monzo Mastercard Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated.
*Monzo is coming to the US!*
This week we've been busy replacing pound signs with dollar signs, and getting rid of every 'u' that doesn't belong.
*If you have a UK account*
We've given Monzo Chat some much-needed TLC so your chats load faster when you're talking to us, tweaked our new layout so the app looks even shinier, fixed a bug that meant your card wasn't showing when you activated it, and launched a 3 month Fixed Savings Pot with OakNorth at 1.35% AER.
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