Monzo are doing things differently. For too long, banking has been obtuse, complex and opaque.

We want to change that and build a bank with everyone, for everyone. This isn’t banking as you know it.

A full UK bank and current account that’s as smart as your phone and accessible within seconds for your everyday banking needs. Join today to receive your free hot coral card. Manage your money. Travel easily. Send money in seconds. Keep your money safe.

Join more than 950,000 people who have used Monzo in over 180 countries and become part of the banking revolution!


Manage your money

Set spending targets
Set monthly targets for spending on things like groceries and going out.
See an easy summary
See an overview of your account any time, with notifications if you’re spending too fast.
Get instant notifications
Get a notification the moment you use your card, before the receipt finishes printing.



Travel easily

Use your card anywhere
Monzo works all around the world, and you don’t need to tell us if you’re going away.
Take out cash
Withdraw up to £200 every 30 days for free (there’s a 3% charge after that).
Spend for free
We don’t add any fees or charges for spending with your card, and we don’t mark up the exchange rate.


Send money quickly

Pay people in seconds
Send bank transfers that arrive pretty much instantly.
Set up Direct Debits and standing orders
Manage recurring payments from your app.
Split the bill
Get paid back for that meal you had with friends.



Keep your money safe

Stay in control
If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)
Rest easy
We’re part of the FSCS, so your money is protected up to £85,000.



And more!

24/7 customer support
Fair and transparent overdrafts
Full Google Pay support



What people are saying about Monzo:

“Monzo? It might just be the future of banking.” — The Guardian
“A bank for people who hate banks.” — Bloomberg
“Monzo is a bank designed for the world we live in today.” — TechCrunch