NerdWallet: Smart Money App 14.0.0

The free NerdWallet app does the work for you, making it easy for you to track, save, and invest your money.

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TRACK
Our new and improved Net Worth dashboard lets you track your cash, investments, credit cards, loans, and property. We’ll also provide you with actionable financial insights about your credit score and cash flow, so you can start making smarter money moves now.

SAVE
We’ve partnered with Atomic Invest to give you access to their Treasury Account, which has a better yield than traditional high yield savings accounts. P.S. — you don’t have to pay state and local taxes on the earned interest, so you can focus on growing your savings. Federal taxes on earned interest still apply.

INVEST
We’ll give you access to Atomic Invest’s Automated Investing Account to put your investing on autopilot. Get direct indexing with no balance minimums — allowing you to reap more savings via tax loss harvesting.

LEARN
We’ll help you connect what’s happening in the news, the markets, and the economy directly to your finances, so you always know what it means for you.

SHOP
We’ll show you financial products, and provide access to the Nerds' ratings and reviews for each one.

Disclosures:
NerdWallet privacy policy: www.nerdwallet.com/p/privacy-policy

NerdWallet terms:
www.nerdwallet.com/p/terms-of-use

Paid Non-Client Promotion: NerdWallet has engaged Atomic Invest LLC (“Atomic”), an SEC-registered investment adviser, to bring you the opportunity to open an investment advisory account with Atomic. NerdWallet receives compensation of 0% to 0.85% of assets under management annualized, payable monthly, for each referred client who opens an Atomic account and a percentage of free cash interest earned by clients, which creates a conflict of interest.

Brokerage services for Atomic are provided by Atomic Brokerage LLC, a registered broker-dealer and member of FINRA and SIPC and an affiliate of Atomic, which creates a conflict of interest. For more details about Atomic, please go to www.atomicvest.com/atomicinvest. For more details about Atomic Brokerage, please go to www.atomicvest.com/atomicbrokerage. You can check the background of Atomic Brokerage on FINRA’s BrokerCheck at brokercheck.finra.org/.

Neither Atomic Invest nor Atomic Brokerage, nor any of their affiliates is a bank. Investments in securities: Not FDIC Insured, Not Bank Guaranteed, May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged.

Personal Loans Interest Rates and Fees: You can view personal loan offers on NerdWallet's loans marketplace. These are from third party advertisers from which NerdWallet may receive compensation. NerdWallet displays personal loans with rates that range from 4.60% to 35.99% APR with terms from 1 to 7 years. Rates are controlled by third party advertisers and are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer's terms and conditions for more information within the marketplace. All loan offers on NerdWallet require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed.

Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.