About OnePay – Mobile Banking 3.2.1
Open an account for free today – with no impact to your credit score.
Banking services and ONE card provided by Coastal Community Bank, Member FDIC, under license by Mastercard® International. Deposits are insured up to $250,000 per depositor.
NO MONTHLY FEES
No monthly fees or minimum balances.
FREE OVERDRAFT PROTECTION
Up to $200 with eligible direct deposits*
WHAT’S BETTER THAN PAYDAY? EARLY PAYDAY.
• Get your paycheck up to 2 days early.+
SAVINGS THAT GROW WITH YOU
• Get 1.00% APY on savings balances, and boost those savings with ONE card round-ups.^
ADD OR TAKE OUT CASH FOR FREE
• Use your ONE debit card at any Walmart cashier, Money Center, or Customer Service desk with no fees.
• Use your in-app barcode to take out cash for free at any Walmart Money Center or Customer Service desk when you have eligible direct deposits.**
• Use 55,000+ Allpoint ATMs for free with eligible direct deposits.++
ENHANCED SECURITY & CONVENIENCE
• Add your card to a digital wallet for secure, convenient, and touch-free payments.
• Instantly freeze your card to prevent purchases.
• FDIC-insured up to $250,000 per depositor.
• Bank-level security and encryption.
*With eligible direct deposits totaling at least $500 in the previous 31 days. Must be 18 or older to receive overdraft protection. Overdraft balance is due right away. Transactions eligible for overdraft protection are determined by ONE.
+Direct deposit may be available up to 2 days in advance, but depends on when the employer sends paycheck data.
^Annual Percentage Yield effective as of 2/3/2023 and subject to change after the account is opened. 1.00% APY on balances up to $5,000 or $25,000 with eligible direct deposits totaling at least $500 in the previous 31 days.
**Barcode withdrawals are free with eligible direct deposits totaling at least $500 in the previous 31 days, otherwise a $3 fee per transaction applies. Debit card withdrawals are free at any Walmart Money Center or Customer Service desk.
++Allpoint Network ATM transactions are fee-free for accounts with eligible direct deposits totaling at least $500 in the previous 31 days, otherwise a $3 fee will apply. Transactions at ATMs outside of the Allpoint Network are subject to fees.
ONE is a financial technology company, not a bank.
Download OnePay – Mobile Banking 3.2.1
This release may come in several variants. Consult our handy FAQ to see which download is right for you.
Version:5.80.0
Uploaded:July 6, 2026 at 4:08PM UTC
File size:110.75 MB
Downloads:29
Version:5.79.0
Uploaded:June 23, 2026 at 8:56PM UTC
File size:110.69 MB
Downloads:21
Version:5.74.0
Uploaded:May 20, 2026 at 3:17PM UTC
File size:74.56 MB
Downloads:39
Version:5.73.0
Uploaded:May 11, 2026 at 10:47PM UTC
File size:108.88 MB
Downloads:35
Version:5.72.1
Uploaded:May 6, 2026 at 8:59PM UTC
File size:108.34 MB
Downloads:5
Version:5.72.0
Uploaded:May 6, 2026 at 3:03AM UTC
File size:73.24 MB
Downloads:1
Version:5.71.1
Uploaded:April 29, 2026 at 3:48PM UTC
File size:108.02 MB
Downloads:15
Version:5.70.2
Uploaded:April 22, 2026 at 9:00PM UTC
File size:107.68 MB
Downloads:10
Version:5.70.0
Uploaded:April 22, 2026 at 1:07AM UTC
File size:107.67 MB
Downloads:6
Version:5.69.0
Uploaded:April 15, 2026 at 2:19AM UTC
File size:107.22 MB
Downloads:13



































