- Minor fixes and improvements
Open an account for free today – with no impact to your credit score.
Banking services and ONE card provided by Coastal Community Bank, Member FDIC, under license by Mastercard® International. Deposits are insured up to $250,000 per depositor.
NO MONTHLY FEES
No monthly fees or minimum balances with an approved ONE account.*
FREE OVERDRAFT PROTECTION
Up to $200 with eligible direct deposits**
WHAT’S BETTER THAN PAYDAY? EARLY PAYDAY.
• Get your paycheck up to 2 days early.+
SAVINGS THAT GROW WITH YOU
• Get 1.00% APY on savings balances, and boost those savings with ONE card round-ups.^
ADD OR TAKE OUT CASH FOR FREE
• Use your ONE debit card at any Walmart cashier, Money Center, or Customer Service desk with no fees.
• Use your in-app barcode to take out cash for free at any Walmart Money Center or Customer Service desk when you have eligible direct deposits.‡
• Use 55,000+ Allpoint ATMs for free with eligible direct deposits.++
ENHANCED SECURITY & CONVENIENCE
• Add your card to a digital wallet for secure, convenient, and touch-free payments.
• Instantly freeze your card to prevent purchases.
• FDIC-insured up to $250,000 per depositor.
• Bank-level security and encryption.
*For cards purchased at an in-store retail location, a $5 fee will be applied 10 days after purchase and then every month until you apply and are approved for a ONE account.
**With eligible direct deposits totaling at least $500 in the previous 31 days. Must be 18 or older to receive overdraft protection. Overdraft balance is due right away. Transactions eligible for overdraft protection are determined by ONE.
+Direct deposit may be available up to 2 days in advance, but depends on when the employer sends paycheck data.
^1.00% annual percentage yield (APY) applies only to Save balances. APY as of 3/23/23 but may change at any time before or after account is opened.
‡ Debit card deposits and withdrawals are free at any Walmart Money Center, cashier, or Customer Service desk. Barcode deposits are free at any Walmart Money Center or Customer Service desk. Barcode withdrawals are free at any Walmart Money Center or Customer Service desk with eligible direct deposits totaling at least $500 in the previous 31 days, otherwise a $3 fee per transaction applies.
++Allpoint Network ATM transactions are fee-free for accounts with eligible direct deposits totaling at least $500 in the previous 31 days, otherwise a $3 fee will apply. Transactions at ATMs outside of the Allpoint Network are subject to fees.
ONE is a financial technology company, not a bank.
This release may come in several variants. Consult our handy FAQ to see which download is right for you.
March 24, 2023
Uploaded:May 30, 2023 at 1:36PM UTC
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