It's the holidays, time to head to your hometown and hobnob with your homies from high school in an ill-fated attempt to convince them you've matured. We get it. To help you out, we gave our Debit Card a makeover. Now you can be the big cheese at the tapas place who throws their card down on top of the bill and feel extra comfortable checking the app for your spend history and rewards. Think of it as an early gift from us.
Venmo is the fast, safe, social way to pay and get paid. Join more than 65 million people who use the Venmo app today.
From monthly bills to special celebrations, Venmo makes settling up feel like catching up. But it's so much more than peer-to-peer payments. It’s a mobile hub for handling your money, so you can focus on the moments. It’s a way to spend how you want, where you want— all from one easy-to-use app.
Send and receive money
Pay and get paid for anything from your share of rent to a birthday gift. Add a note to each payment to connect with friends and remember the moments, not the money.
Get rewarded with the Venmo Visa® Credit Card
Automatically earn up to 3% cash back on your eligible top spend category¹ —we’ll do the math. Split card purchases with Venmo friends, just like regular payments. And shop everywhere Visa® credit cards are accepted—online, in-store, worldwide.
Shop with the Venmo Debit Card
Spend your money in Venmo everywhere Mastercard® is accepted in the U.S. — and earn cashback from some of your favorite spots. Terms apply: venmo.com/about/debitcard/rewards/²
Do business on Venmo
Create a business profile for your side gig, small business, or anything in between—all under your same Venmo account. Stand out on the feed, connect with customers, and get paid with ease. Plus, use your unique business QR code for safe in-person payments.
Pay in stores
Use your Venmo QR code to pay touch-free at stores like CVS. No shared pens or keypads; no digging for your wallet — just scan your phone to pay.
Pay in apps & online
Check out with Venmo on some of your favorite apps, like Uber Eats, StockX, Grubhub, and Zola. Even use your money in Venmo to cover the cost.³
Manage your money
Get your Venmo money in the bank within minutes using Instant Transfer⁴. Want your paycheck up to two days earlier⁵ than your normal payday? Try Direct Deposit. Have a physical check? Scan it right into your Venmo account with Cash a Check ⁶.
We've got your back
Security is very important to us, and we prioritize making you feel safe and secure by taking security measures to help protect your account. Plus, we’ve got a stellar customer support team, ready to solve any issues.
¹Use of cash back is subject to the terms of the Venmo account. Review the Venmo Credit Card Rewards Program Terms for more information: www.synchronycredit.com/gecrbterms/html/RewardsTerms.htm
The Venmo Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. Visa is a registered trademark of Visa International Service Association and used under license.
²Card is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
³Ability to use money sent to you for Venmo payments to other users or authorized merchants subject to Venmo verifying your required identifying information.
⁴Transfer speed depends on your bank and could take up to 30 minutes. Transfers are reviewed which may result in delays or funds being frozen or removed from your Venmo account.
⁵Early access compared to standard banking practice of posting funds at settlement and subject to your employer providing pay information to the bank prior to payday. It may take up to two pay cycles for Direct Deposit to take effect. Transactions are reviewed, which may result in delays or funds being frozen or removed from your account.
This release comes in several variants (we currently have 2). Consult our handy FAQ to see which download is right for you.
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