ABCD App - Everything Finance As Simple As ABCD

Experience the power of comprehensive financial management with ABCD Aditya Birla Capital, the ultimate app designed to cater to all your financial and investing needs. Whether it's making online bill payments or recharges, protecting your future with personalized insurance plans, investing wisely in stocks, mutual funds, securities, or securing loans for your dreams, we've got you covered.

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UPI Payments

Send/receive money with ease or scan QR Code at any shop to pay using your ABCD UPI ID.

Enable UPI Lite for faster, PIN-free payments on small transactions.

INVEST Smartly

Unlock a world of opportunities by investing smartly in stock, mutual funds, securities, digital gold & silver on our user-friendly platform to grow your wealth & secure your future.

Multi-Pay

Never abort transactions when short on money. Transfer money from one bank account to another or divide the amount with multiple accounts. Complete payment transactions securely.

Online Bill Payments

Make electricity bill payments online along with other monthly utilities such as water, LPG, etc.

◼ Online Mobile Recharge: Find all top billers such as Jio, Airtel, Vi etc. for mobile recharge

◼ FASTag Recharge: Recharge your FASTag on-the-go easily & enjoy hassle-free travel

GET LOANS For Every Need

We understand that life's milestones often require financial assistance quickly & on easy terms. Realize your dreams & aspirations with easy access to a wide range of flexible & affordable loan options including personal, home, & SME finance solutions only on ABCD

Highlights of Personal Loan
✓ Loan Amount: Minimum of ₹5,000 to Maximum of ₹15 lakhs
✓ Repayment Tenure: Minimum of 6 months to Maximum of 60 months
✓ Rate of Interest: 10.99% to 36% p.a.
✓ Processing Fees: 1.18% - 8% (Including GST)
✓ Flexible repayment option
✓ No collateral required

Lending Partner: Aditya Birla Capital Limited.

Note:
1 - The repayment tenure is greater than 60 days for all loan applications
2 - Annualized percentage rate (APR) including interest, costs and fees is less than 36% per annum.

Personal Loan for Salaried Individuals (E.g.):
◼ Loan Amount: ₹1,00,000
◼ Tenure: 18 months
◼ Rate of Interest (interest rate on reducing balance method): 18.5% per annum
◼ Processing Fee (1-2%):₹1000-₹2,000
◼ GST on Processing Fee (18%): ₹360
◼ Total Interest: ₹14,880
◼ APR (Annualized Percentage Rate): 21.72% per annum
◼ Amount Disbursed: ₹97,640
◼ EMI: ₹6,404
◼ Total Repayment Amount: ₹1,14,880

Plan Your Finances

Take control of your financial & investment journey with Value Added Services on ABCD. Plan for goals, budget effectively, & track your progress seamlessly. With free access to credit score insights, digital health evaluations, financial articles & resources, EMI and SIP calculators, & a range of My Tracks that can help you plan your investments in stock, mutual funds, insurance, digital gold & silver and more

INSURE Your Future

Get personalized insurance recommendations tailored to your unique needs
Disclaimer: Digital Health Evaluation feature offered under ABCD app provides indicative information around User's fitness & wellness only. It is not a medical device or an oximeter & does not diagnose, treat, cure, monitor, or prevent any medical conditions. This app should not be used as a substitute for professional medical advice.

Pan India Reach
Aditya Birla Capital is your financial partner, serving customers across India. Whether you're a young professional or an investment pro, our platform caters to your unique financial & investing needs be it stock, loan, mutual funds or insurance.

Get started with ABCD Aditya Birla Capital!