Afterpay: Pay over time

Buy now, pay later, and split the cost with Afterpay. Shop your favorite brands and access exclusive deals by shopping in the Afterpay app. Shop now, and manage payments as you pay over time. Choose to pay in 4 interest-free* payments using autopay, or up to 24 months**.

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With Afterpay, you can discover and shop new brands and products, and get exclusive discounts across fashion, beauty, home, toys, tech, and more.

Download Afterpay today to shop in-store or pay online with your pre-approved spending limit. Make monthly payments over time for your favorite products using credit cards, debit cards, or Google Wallet.

AFTERPAY FEATURES:

SPLIT THE COST & PAY IN 4 PAYMENTS
- Buy now or split the cost into 4 interest-free payments using autopay*.
- Manage your autopay payments and pay online generally over 6 weeks.
- No fees when you pay online on time*.

PAY ONLINE IN MONTHLY PAYMENTS
- Split payments with flexibility and use Afterpay for eligible orders at participating brands.
- Pick the plan that works for you, pay monthly, and split payments in 3, 6, 12, or 24 months**, depending on your order amount and merchant availability.
- Use your debit card, credit card or Google Wallet to split the cost and set up autopay payments after purchasing.

DISCOVER MORE IN THE APP
- Afterpay does more than allow you to split the cost. Discover app-exclusive brands in fashion, tech, travel, and more only in the app.
- Explore curated round-ups and gift guides from our editors.

GIFT IT WITH AFTERPAY
- Gift even easier with gift cards from hundreds of top brands available exclusively in the Afterpay app.
- Select your gift card, send it directly to your recipient’s inbox, and pay online over time.

AFTERPAY IN-STORE PAYMENTS
- Shop your favorite brands in-store with Afterpay.
- Tap to pay, and take it home today.

MANAGE PAYMENTS WITH EASE
- Use the app to review your Afterpay orders and manage your split payments.
- Manage payments by selecting your preferred payment day that works best for you.

STAY INFORMED WITH NOTIFICATIONS ON SPLIT PAYMENTS
- Manage your notifications to stay up to date on your account, new brands, and exclusives.
- Get alerts on your activity, special offers, and scheduled split payments.

UNLOCK MORE SPENDING POWER
- Unlock higher spending limits when you pay on time.
- Check your spend limit and keep on top of your finances in the Afterpay app.

24/7 CUSTOMER SUPPORT
- Get support anytime you need.
- Use our customer support chat or access FAQs in the app.

By using the Afterpay app, you agree to the applicable Terms of Use (www.afterpay.com/en-US/terms-of-service) and Privacy Policy (www.afterpay.com/en-US/privacy-policy).

*You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. For access to in-store, additional verification may be required. Late fees may apply. Payment amounts shown are estimates and depend on eligibility and exclude taxes and shipping charges, which are added at checkout.For complete terms see www.afterpay.com/en-US/installment-agreement. Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.

**You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by the First Electronic Bank. A down payment may be required. APRs range from 0.00% to 35.99%, depending on eligibility and merchant. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available in all states. Valid debit card and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. See www.afterpay.com/en-US/loan-agreement for complete terms.