Albert: Budgeting and Banking 3.6.7

WE’RE BANKING ON YOU

At Albert, we want you to win. So we built a better banking, saving, investing, and budgeting solution — with a Genius team of money experts to guide you. And an Albert debit card that gives you cash back. Now, everything’s in one place. It’s the home your money deserves.

EVERYONE NEEDS A GENIUS IN THEIR LIFE

Our Genius team of real human experts are here to answer everything, from the toughest to the simplest to the most embarrassing questions. That means budgeting, credit cards, student loans — even buying a home. More than 6 million people trust us. Their money means a lot to them. And to us.

BANKING WITH BENEFITS

No extra steps. Set up direct deposit and your paycheck becomes available up to 2 days earlier. Then save, manage, and invest it in the app. Spend money with your Albert debit card and withdraw from over 55,000 free ATMs.

ADVANCE MONEY, INSTANTLY

Albert can spot you up to $250 from your next paycheck. No late fees, interest, credit check, or hidden hands in your pocket. Repay us when you get paid. See what you quality for.

SAVE SMARTER

Albert tracks your income and spending to find dollars you can save, automatically. Plus get cash bonuses just for saving. If you need the money you’ve set aside, withdraw it any time.

GUIDED INVESTING

Invest your money with Genius. Buy stocks and themed ETFs like companies supporting a sustainable world. Plus, let Genius create your custom portfolio built for your financial goals. Start with just $1.

MANAGE YOUR MONEY

We set up a budget, and track your income and spending. We show you subscriptions you forgot about. We can even slash your bills. We’re always searching for ways you can save more money.

PRAISE FROM THE PRESS

⁃ “The Albert app provides a personalized savings account and can look at car insurance policies and credit cards to find better deals. Banks are racing to catch up with such digital advances." — NEW YORK TIMES
⁃ "Dying for an app that takes the math out of budgeting? Albert would be the best choice for you." — FORBES
⁃ "Albert offers a simple way to track your finances as well as personalized recommendations aimed at boosting your overall financial standing." — TechCrunch

SECURITY

• Albert uses cutting-edge security technology to protect your sensitive information.
• Albert Cash and Albert Savings are FDIC insured. Your money will be insured for up to $250,000 through our FDIC insured partner banks.
• Albert Securities is a Member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.

DISCLOSURES

To be eligible for the Albert Cash sign up bonus, make a qualifying direct deposit. Cash back terms apply. Early access to direct deposit funds may vary depending on the payer’s deposit timing. See app for details.

Banking services provided by Sutton Bank, Member FDIC. The Albert Mastercard® debit card is issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard International.

Out-of-network cash withdrawal fees apply to ATM withdrawals. Third-party and cash deposit fees may apply.

Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, Wells Fargo, N.A., and Axos Bank.

Securities products and services offered to self-directed investors through Albert Securities LLC, Member FINRA/SIPC. View important disclosures at albrt.co/disclosures

Advisory services offered through Albert Investments, LLC. Investments are risky: you could lose money, and past performance is no guarantee of future returns. For more information, see our Form ADV Part II and our Terms of Use at albert.com.