We’ve now launched Credit Builder, allowing you to build your credit score by up to 60* points while you save! Forget about putting money up-front or paying interest or admin fees. Members can build credit while saving. This replaces our Credit Protect & Secure service, but you still get access to your credit report and free ID theft protection with your membership.
We built Brigit for you. With transparent, fair, and simple tools, we help you spend wisely, get up to $250 instant cash advances, build credit, avoid unfair fees, and start saving more. We don’t just reduce stress — we promote sustainable financial health.
So far, our members have saved over $300 million, that’s over $514 annually per member. What’s more, 91% of our members report a reduction of their financial stress thanks to Brigit.
HERE’S WHY MILLIONS OF PEOPLE USE BRIGIT
Build credit while you save
Build your score up to 60* points with Brigit’s credit builder account. No credit check or credit approval needed. We report to all 3 credit bureaus including Experian, Equifax and Transunion.
Building your credit score means access to more affordable credit cards, personal loans, home credit, new car loans, and used car loans. Brigit Credit Builder is a more affordable alternative to secured credit cards and is designed to work whether you are new to credit or are rebuilding your credit.
- All Loans are 0% APR
- Term is between 1 to 2 years, but you can always repay early
- Credit Builder loans are issued by Coastal Community Bank, Member FDIC
- Example terms for Brigit's Credit Builder account: a $600 loan, paid back over 12 months with $50 dollar monthly payments and no interest (0% APR). $0 for processing, origination, late payment fees, transfer fees, early payment fees
Credit Monitoring, Score Tracker and Full Credit Reports
You can also track your credit through our alerts, monitor your credit score as well as get your full credit report.
Advance cash, instantly
Have an emergency and need to get paid early? Tap to access up to $250 instantly from your next paycheck. No credit check, no interest, no hidden fees, no transfer fees, no “tips” or mandatory repayment time frame.
Want to pay early? Need a bit of extra time? Repay us when you can afford it. We’re trying to help you manage your budgets more easily.
- No interest, no transfer fees, no processing fees, no late payment fees, no tips
- No mandatory minimum or maximum repayment timeframe. Repay us when you get paid or when you can afford it by setting the term in the app or reaching out to email@example.com
- Example for $250 cash advance: Sent via debit card instantly and paid back on the date you set with no interest, $0 origination fees, $0 processing fees, $0 transfer fees related to the advance
Earn more money with jobs that work for you
Need gas money or extra cash? With Brigit, you can discover new opportunities to earn more money and improve your cash flow.
Clear insights you can use
Get a deep dive into your spending habits, keep tabs on bills before they arrive — and find better ways to budget. Stop spending your hard-earned money on expensive fees, get money now, and start saving instead.
Easy Sign up. No Red Tape
Connect your bank account and that’s it! Brigit works with thousands of banks like Bank of America, Wells Fargo, TD Bank, Chase and 15,000+ more.
Two simple plans. No hidden fees, “tips” or fine print
Brigit’s basic account monitoring plan is free to use. Our premium plan is just a flat $9.99 monthly, providing extra financial tools to help you budget, get cash interest-free with immediate transfers, build your credit and save. No tips, no interest, no instant transfer fees, and no late fees.
Support is here - 7 days a week
If you ever need us for anything, please email firstname.lastname@example.org.
Brigit is not affiliated with Albert, Earnin, Dave - Banking for Humans, Cleo, Klover, MoneyLion, Digit, Empower, Cash Now App, Venmo, Self Lender, Possible Finance, Kikoff Credit Builder Loan, Credit Strong or Credit Karma.
(*) Impact to score may vary, and some users’ scores may not improve. Results will depend on many factors, including whether your loan payments are on time, the status of your other, non-Brigit accounts, and your financial history.
This release comes in several variants (we currently have 4). Consult our handy FAQ to see which download is right for you.
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