OneScore: Credit Score Insight 3.14.46 (3146382)

OneScore is here to simplify credit management like never before. The new update comes with a smoother app experience and smarter ways of tracking all your credit accounts in detail - in one place.

On the latest version of OneScore, you can get a bird’s eye view of all your credit & loan accounts under one tab. You can still check your Experian & CIBIL score for free while we share customised actions to help you build better credit history or credit record.

We are also introducing a learning tab that will have anything and everything you need to know about credit management—you can play fun weekly quizzes, or read a blog on the go.

Take charge of your credit health with OneScore

- Check out your credit score and credit report on the go
- Monitor all your loan and credit accounts under one tab
- Set up reminders for bill payments & EMIs
- Get personalised insights on how to manage your credit
- Understand the factors that affect your score
- Learn A-Z of credit management & be prepared for any major milestone in life

Free Experian & CIBIL Score

Check your Experian & CIBIL score in an instant for free. No spam, no ads. Just your credit score delivered in an instant.

Alerts on new credit score changes

Get notified about changes in your score in real time. Stay in charge of your credit score by seeing what potential lenders may see.

Find out why

OneScore 2.0 keeps you informed about your credit score every step of the way. The ‘Find out why feature’ analyses your data and tells you all the reasons why your credit score has changed.

Credit Score planner

Building a credit score is now easier with the score planner. It doesn’t matter where you are on your credit journey, the score planner will tell you just the steps you need to manage your credit better.

Credit Score Simulator

If you don’t have a credit score yet, OneScore 2.0 gives you an opportunity to learn the credit moves that can take your credit score to the next level. Simulate your credit score and get suggestions on how to get started with your credit journey the perfect way.

My loans

The all-new features OneScore 2.0 will give you a bird’s eye view of all loan & credit card accounts. You’ll be able to set reminders, view your repayment history, and all other crucial details on all your accounts.

Report errors

Seeing an incorrect entry on your credit history? Worry not, now you can report any error in your credit record with a simple click.

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What’s a credit score?

A credit score is a three-digit number calculated from credit information provided by lending institutions to credit bureaus in the country.

A credit score in India ranges between 300-900 and is defined by taking multiple factors into consideration such as the length of your credit history, repayment records (on your loans and credit cards), credit inquiries, etc.

A higher credit score increases your chances of getting a loan or credit card. It can also get you higher loan amounts, better credit card limits and favourable repayment terms like lower interest rates and tenure of your preference.

Some employers also tend to check credit scores to evaluate the background of an applicant.

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Why use OneScore?

Credit management for free:

OneScore is not just another tool for checking credit score, it’s your one-stop solution for end-to-end credit management.

Ad-free:

Rest assured, you would never get those spam calls and messages with unsolicited offers.

Safe & Secure:

None of your information is shared with any third party or institution. Your data is safe with us.