DEEPBLUE Debit 6.6.4

The DEEPBLUE™ Debit Account is a bank account that has the benefits you get from a bank with no credit check¹ or minimum balance requirements. Plus, you can get your tax refund faster² with Direct Deposit. Banking services provided by Republic Bank & Trust Company, Member FDIC.

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• Get your payroll or benefit payments up to 2 days earlier with Direct Deposit.³
• Check your balance and transaction history
• Send money to family and friends
• Optional Overdraft Service⁵

Use your DEEPBLUE™ Account everywhere Debit Mastercard®️ is accepted.
Account opening is subject to registration and ID verification. Online access required to complete registration.¹

1 ID verification required. We will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Restrictions apply. See deepbluedebit.com or card order page for details.

2 Faster claim compares tax refunds disbursed via direct deposit vs. mailed paper check. www.irs.gov/refunds to learn more.

3 Based on comparison of our ACH processing policy vs. posting funds at settlement.

4 Mobile Check Capture is a service provided by Sunrise Banks, N.A. and Ingo Money, Inc., and subject to Sunrise Banks and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3-5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your Account. Unapproved checks will not be funded to your Account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your Account. See your Deposit Account Agreement for details.

5 The Debit Card Overdraft Service is an optional service made available to eligible DEEPBLUE™ Debit customers by Republic Bank & Trust Company, Member FDIC. Once you enroll and meet the eligibility requirements, you will be charged $20.00 for each transaction that overdraws your account by more than $10.00, up to a maximum of five (5) fees per calendar month. To avoid that fee, you have twenty-four (24) hours from the time of the first transaction that creates the overdraft to bring your account back to a zero ($0.00) or a positive balance. Transactions subject to an overdraft fee are one-time PIN and signature based purchase transactions and ATM withdrawals. Other transactions including ACH Debit transactions are not eligible for coverage. Any negative balance must be repaid within thirty (30) days. Whether we authorize an overdraft is discretionary, and we reserve the right not to pay. For example, we typically will not pay overdrafts if you fail to meet the eligibility requirements for this service or you attempt too many transactions or transactions that create too large of an overdraft. Call us at 1-833-954-1605 or log in to your Online Account Center for additional terms and conditions that apply, including initial and ongoing eligibility requirements for the service. This service is expensive, so we encourage you to research alternatives before enrolling. Once enrolled, you may opt-out at any time; however, you are responsible to repay any overdrawn amounts on your account even if you opt-out of the service.

DEEPBLUE™ Debit Account is a deposit account that is offered by Republic Bank & Trust Company, Member FDIC. Netspend is a service provider to Republic Bank & Trust Company. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Fees, terms and conditions apply.

Card may be used everywhere Debit Mastercard is accepted.

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