PayJoy Credit

Welcome to PayJoy Credit - your quick and easy in-store application for a line of credit!

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PayJoy Credit is designed to help you take your first step towards getting a fast and secure loan on your Samsung device, while you are in the store.

Key Features:

• Device Compatibility Check: Ensures you're on an eligible device. Only Samsung devices are eligible at this time.
• Identity Verification: Use your Mexican ID to get your identity verified in a just a few minutes.
• Quick Approval: Get approved for a loan and finish the process in store with a clerk.
• User-Friendly Interface: Easy to navigate the application process.

Why Choose PayJoy Credit?

• Convenience: Apply for a loan anytime, anywhere.
• Quick Processing: We will get back to you about the next steps on your loan quickly upon approval.
• Customer Support: Responsive customer support team to assist you with any inquiries.

How to Use:

• Download and install PayJoy Credit while in the store.
• Verify your identity with your Mexican ID and selfie.
• Get quick approval and go to store clerk to finish the process.

What happens if I'm late with a payment?

In case of late payment, your cell phone may be temporarily blocked to help you maintain control.

Your interest does not increase and we do not charge late fees — you only pay what you had already agreed to. As soon as you make the payment, your cell phone will automatically unblock and you can continue using your credit as normal. Pay and move forward — without surprises.

Contact Us:

For any questions or support, feel free to reach out to our customer service team at support@payjoy.com.

Financial Disclosures and Licensing:

• Lending Entity: Cashahora, S.A. de C.V., SOFOM, E.N.R.
• Physical Address: Av. Insurgentes Sur No. 64 piso 13, Colonia Juárez, Alcaldía Cuauhtémoc, CP. 06600, Ciudad de México
• Repayment Period: Minimum 6 months and Maximum 24 months.
• Maximum APR: Our maximum Annual Percentage Rate (APR) is 305%.
• Representative Example: A loan of $1,000 MXN over 6 months (26 weeks) with a 252% annual interest rate (APR) would have a weekly payment of $68.46 MXN, for a total repayment amount of $1,780.09 MXN.
• For our privacy policy, visit: www.payjoy.com/mx/politica-de-privacidade.