Piramal Finance - Loans & More

Apply for Instant Personal Loan | Check Free Credit Report | Eligibility & EMI Calculators.

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The Piramal Capital & Housing Finance, herein referred to as “Piramal Finance” is a registered Housing Finance Company (HFC) with Reserve Bank of India (RBI).

Piramal Finance offers a variety of loans designed to your needs, including Home Loans, Business Loans, Instant Personal Loans, & Used Car Loans, find the right product to meet your needs by downloading our App. Effortlessly check your credit score for free, use our Eligibility & EMI calculators for financial planning, and access informative content to guide your decisions. You can also get the Fraud Shield Plan for just ₹499, providing coverage against Card & UPI Fraud, ID Replacement, and more, with protection up to ₹25,000.
✨Home Loan✨
Purchasing your new home is simpler than ever with a Piramal Finance Home Loan. Secure quick funding of up to ₹2 Crore, making your dream home a reality with ease.

Features of Home Loan
✅Loan Amount - ₹ 5 Lakh - ₹ 2 Crore
✅Loan Tenure – Up To 30 Years
✅Loan Interest Rates Starting At 9.50%* p.a.

Benefits of Home Loan
✅Tax benefits
✅Flexibility of Repayment
✅100% Digital Documentation
✅100% Secure Process

✨ Personal Loan ✨
You can avail Instant Personal Loan for various purposes such as Travel, Emergencies, Weddings, Debt Consolidation, and more at competitive interest rates.

Features of Personal Loan
✅Loan Amount - ₹ 25 Thousand - ₹ 5 Lakh
✅Repayment Tenure – Min: 9 Months to Max: 60 Months.
✅Loan Interest Rates Starting At 12.99%* p.a.
✅Minimum Monthly Salary - ₹ 25,000/-

Benefits of Personal Loan
✅Instant Disbursal
✅No Co-Signer / Guarantor
✅100% Digital Documentation
✅100% Secure Process

Instant Personal Loan Example:
● Loan Amount: ₹ 1,00,000
● Tenure: 12 Months
● Annualized Percentage Rate (APR): 17.29%
● Max. Annualized Percentage Rate: 33.99%
● Min. Annualized Percentage Rate: 14.49%
● Equivalent Monthly Interest Rate: 1.2%
● Processing Fee (PF): ₹ 1,500
● GST: Charges inclusive of GST
● Interest Rate: 14.49%
● Interest: ₹ 8,021
● EMI: ₹ 9,002
● Amount disbursed: ₹ 9,830
● Total repayment amount: ₹ 1,09,701

👉 Steps to Get an Instant Loan👈
1. Download the Piramal Finance App
2. Apply for the loan
3. Complete the basic digital documentation – ID proof and address Proof.
4. Select Loan Amount & Tenure
5. Provide work Information
6. Update Bank Details
7. Get the quick funds to your registered bank account

✨ Business Loan ✨
Starting your business is quick and hassle-free with a Piramal Finance Business Loan. Choose between secured or unsecured options and get the funding you need to grow your business.
Secured Business Loan Features
✅Loan Amount - Up To ₹ 2 Crore
✅Loan Tenure – Up To 15 years
✅Loan Interest Rates Starting At 11.50%* p.a.

Unsecured Business Loan Features
✅Loan Amount – Up To ₹ 20 Lakh
✅Loan Tenure – Up To 48 Months
✅Loan Interest Rates Starting At 16.49%* p.a.

Benefits of Business Loan
✅No Collateral
✅Instant Disbursal
✅100% Digital Documentation
✅100% Secure Process

✨Tools✨
With the Piramal Finance app, you can check your credit score for free, ensuring you stay on top of your credit health. Our app also features an EMI calculator and a Loan Eligibility Calculator, helping you plan your finances effectively.

Contact Us:
If you have any feedback, questions, or concerns, please 📧 e-mail us at customercare@piramal.com or 📱call us at 1800-266-6444. You can also reach us on WhatsApp!
Please refer to Most Important Terms & Conditions (MITC) for additional information related to loans – www.piramalfinance.com/stakeholders/policies
*Terms and Conditions are subject to underwriting by Piramal Finance. For details, refer to the Piramal Finance Website – www.piramalfinance.com/